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·	From Theory To Practice

The existing literature on the determinants of the retirement decision can best be analyzed in terms of three dimensions: theoretical issues; empirical evidence; and data availability. Some studies focus only on the theory, others on the evidence, and others involve both. In reviewing the studies, however, it is useful to treat the theory and evidence separately since theoretical issues lay the groundwork for interpreting the evidence, and they provide insights for how best to empirically estimate the determinants of the retirement decision. Dealing with the empirical evidence separately enables a clearer focus on summarizing that evidence without confounding it with the theoretical issues.