Infosheet on the Agreement on Social Security between Canada and the Republic of Croatia 

Qualifying for Canadian and Croatian benefits

• Catalogue number CRO1-03-05E
• Printable version in PDF format (156 kb, 2 pages). To download and print PDF files, you will need the free Adobe Acrobat Reader. 

• The Agreement
• Qualifying for a Canadian benefit
• Qualifying for a benefit from Croatia
• Payment of your benefits
• Applying for benefits or finding out more about the Agreement

The Agreement

The Agreement on Social Security between Canada and Croatia came into force on May 1, 1999.

The Agreement may help you qualify for Canadian and Croatian old age, disability or survivor benefits.

Social security legislation and agreements are complex. This sheet contains only general information and may not describe all the provisions that apply to your situation.

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Qualifying for a Canadian benefit

The Canadian pension programs included in the Agreement are the Canada Pension Plan and the Old Age Security program.

Under the Canada Pension Plan, you can receive a benefit when you retire or if you become disabled. The Plan may also pay benefits to your survivors after you die.

To qualify for a benefit, you normally must have contributed to the Plan, which came into force on January 1, 1966, for a minimum period.

If you do not qualify for a Canada Pension Plan benefit, Canada will consider periods credited under the pension program of Croatia as periods of contribution to the Canada Pension Plan.

The Old Age Security program covers most persons who live or have lived in Canada. The Old Age Security pension is payable at the age of 65 to persons who meet certain residence conditions. To qualify for this pension in Canada, you normally must have lived in this country for at least 10 years after the age of 18. You normally need 20 years of residence in Canada after the same age to receive an Old Age Security pension outside Canada.

What happens if you do not qualify for a Canadian Old Age Security pension because you have not lived in Canada for the minimum number of years? Under the Agreement, Canada will consider periods credited under the pension program of Croatia after the age of 18 as periods of residence in Canada.

Periods during which you worked in Croatia and contributed to the pension insurance scheme of the former Socialist Federal Republic of Yugoslavia will also be included.

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Qualifying for a benefit from Croatia

The pension program of Croatia is similar to the Canada Pension Plan and covers most employed and self-employed persons in Croatia.

To qualify for a benefit under the pension program of Croatia, you normally must have contributed to the program for a minimum number of years.

For example, to qualify for a Croatian old age pension, you normally must have contributed to the program for at least 15 years.

If you have not contributed to the program for the minimum period, you may not qualify for a Croatian benefit. However, to determine eligibility for a Croatian old age pension under the Agreement, Croatia will consider periods of contribution to the Canada Pension Plan and periods of residence in Canada after the age of 18 as credited periods under the pension program of Croatia. To determine eligibility for Croatian disability and survivor benefits, Croatia will consider periods of contribution to the Canada Pension Plan as credited periods under the pension program of Croatia.

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Payment of your benefits

You may qualify for a benefit from Canada or Croatia, or both. Under the Agreement, each country will pay a benefit based solely on your periods of contribution or periods of residence under its pension program.

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Applying for benefits or finding out more about the Agreement

If you want to apply for a benefit from Canada or Croatia under the Agreement, or if you need more information about the Agreement, please contact us:

On the Internet:

• www.sdc.gc.ca

By phone:

• From Canada or the United States:
• 1 800 277-9914
• 1 800 255-4786 (TTY)
  
  
• From other countries:
• +1 613 957-1954

By email:

• On the Internet, please visit our Contact Us page at: www.sdc.gc.ca

By mail:

• Social Development Canada
• Ottawa, ON  K1A 0L4
• CANADA

By fax:

• 1 613 952-8901

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