This interactive tool is designed to help you identify which credit card will cost you the least in interest and fees over a year, based on how you use your card.
Application Notes
- The calculator will be most useful to cardholders who don't pay their credit card bills in full each month.
- The calculator does not take into account the (potential) value of rewards received by using a specific credit card, because it is often difficult to assign a monetary value to these rewards. Furthermore, the calculator does not include gold/platinum credit cards (or any other credit card with a relatively high annual fee).
- To make this calculator, we've used a programming language called JavaScript. Consequently, no information about your personal finances will leave your computer while you are using this service.
To Begin
Do you pay your entire monthly credit card bill in full by the due date?