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Understanding Your Credit Report and Credit Score
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Credit Cards and You - Home
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PDF version of this document (2,185 kB)
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This publication provides key information on how to obtain and understand your credit report and score, as well as what to do if you find errors on your credit report.
Table of Contents
Your credit history
Understanding your credit report
What is a credit report?
Who can see your credit report?
What kind of information does your credit report contain?
How does the credit-reporting agency describe the history of your credit payments?
What does a credit report look like?
TransUnion's Credit Report
Equifax's Credit Report
Understanding your credit score
What is a credit score?
What factors influence your credit score?
How long do these factors affect your credit score?
What does a credit score look like?
TransUnion's Credit Score
Equifax's Credit Score
Checking your credit report and your credit score
How can you check your credit report and score?
How can you get errors corrected?
How can you improve your credit score?
Building a credit history
How can a credit card help?
How can you maintain a good credit history? (Do's & Don'ts)
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Printable Version
Last Modified: 2006-01-03
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