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Almost all of today’s seniors receive income from Canada’s Public Pensions. Basic financial support is also available to survivors and to people who become too disabled to work and their children. Income Security Programs delivers these pensions and benefits through the Old Age Security (OAS) program and the Canada Pension Plan (CPP).
Together, the OAS and CPP provide a modest base upon which Canadians can build their retirement income.
Current features
Our programs
- Canada Pension Plan (CPP)
The Canada Pension Plan (CPP) provides contributors and their families with retirement, disability, survivor, death and children’s benefits.
- The retirement pension is a monthly payment available to CPP contributors as early as 60 years of age.
- The disability benefit is a monthly benefit available to qualified CPP contributors and their dependent children.
- Survivor benefits are paid to a deceased contributor’s estate, surviving spouse or common-law partner and dependent children. Benefits include:
- The death benefit – a one-time payment to, or on behalf of, the estate of a deceased Canada Pension Plan contributor;
- The survivor's pension – a monthly pension paid to the surviving spouse or common-law partner of a deceased contributor; and
- The children's benefit – a monthly benefit for dependent children of a deceased contributor.
- International benefits
If you have lived or worked in another country, or you are the surviving spouse or common-law partner of someone who has lived or worked in another country, you may be eligible for benefits from Canada or from the other country under a social security agreement.
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