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Cashable GICs give you the flexibility to access your money if needed, while still earning a competitive rate of return.

CIBC Flexible GIC^®
A guaranteed fixed interest rate and the flexibility to access your money at any time. Purchase now

CIBC Cashable Escalating Rate GIC^® (3- or 5-year)
Increasing annual interest rates over the term and access to your money on each anniversary date. Purchase now

CIBC Variable Rate GIC
An interest rate that is linked to the CIBC Prime Rate, plus the flexibility to withdraw funds at any time after 30 days, with interest. Purchase now

CIBC Redeemable GIC
A guaranteed fixed rate; withdraw your money at any time with specific early redemption rates. Purchase now

Non-redeemable GICs usually offer a higher rate of return. They are ideal if you don’t need to access your funds before maturity. 

CIBC Bonus Rate GIC^®
Earn a rate above our regular rates on select short and long terms (available periodically). Purchase now

CIBC Escalating Rate GIC^® (3- or 5-year)
Premium returns over a 3- or 5-year term, with increasing annual rates. Purchase now

CIBC Long-Term GIC
A guaranteed fixed rate for terms from 1 to 7 years. Purchase now

CIBC Short-Term GIC
A guaranteed fixed rate for terms from 30 to 364 days. Purchase now

CIBC Save-Up GIC
Save up for specific goals with the discipline of a regular investment plan.

CIBC EasyBuilder GIC™
Maximizes returns, provides annual access to funds and reduces exposure to changing interest rates.

CIBC T-Bill Rate GIC
Make the most of your larger investment from 90 to 100 days; offers higher interest rates for higher balances.

CIBC Special Offer GIC
Grow your savings faster with a premium interest rate above our regular GIC rates. Available for a limited time. Purchase now

Market linked GICs
Allows you to take advantage of the growth potential of a market-linked return, but with full protection of your principal.