1. You are a full-time student.
You are a full-time student if your educational
institution confirms your full-time
status for a given study period. (Please note that “study period” now replaces “term” which
was formerly used under the Loans
and Bursaries Program.) As long as you remain a full-time student,
you are not required to repay the loans you contracted under
the Loans Program for Part-Time Studies.
You must provide Confirmation
of Student Status - Full-Time form completed by
the registrar or the appropriate authority at the financial
assistance office of your educational institution. This form is available on our Web site under “Information”.
2. You are deemed a full-time student.
You are deemed a full-time student, even though you are pursuing
part-time studies, if you are enrolled
for at least 20 course hours per month and if you fall into one
of the following categories:
You are at least 20 weeks pregnant.
You are a single
parent and
– you are living with your child who is under
age 12.
OR
– you are living with your child who is under age 21, and your child is
a student with a major functional disability or mental disorder.
You have a spouse and
– you are living with a child (yours or your
spouse's) who is under age 6.
OR
– you are living with a child (yours or your spouse's)
who is under
age 21, and the child
is a student with a major
functional disability or mental disorder.
You must provide the Confirmation
of Student Status - Part-Time, Deemed Full-Time form
completed by the registrar or the appropriate authority
at the financial assistance office of your educational
institution. This form is available on our Web site under “Information”.
3. You are a part-time student and have already been granted
a loan under the Loans Program for Part-Time
Studies.
You are a part-time student for a given term if you are enrolled
for the following number of courses, credits or course hours:
Secondary school vocational
training: 76 to
179 course hours OR 6 to 11 credits
College: 76 to 179 course
hours OR 2 or 3 courses
University (bachelor's, master's
or doctoral program): 6 to 11 credits
You must provide the Confirmation
of Student Status - Part-Time form completed by
the registrar or the appropriate authority at the financial
assistance office of your educational institution. This form is available on our Web site under “Information”.
4. You must interrupt your full-time or part-time studies
temporarily.
You must interrupt your studies temporarily because of:
– your pregnancy (i.e. you have reached your 20th
week of pregnancy)
– the birth or adoption of a child
– an incapacity to study for at least one month
– your duties as an elected executive officer within a student association
You must provide the Application
to Postpone the Repayment of a Student Loan Debt During
a Temporary Interruption of Studies form. This form is available on our Web site under “Information”.
5. You are completing a professional training period required
by a
professional association and recognized by the Québec
government*.
You must provide the Application
to Postpone the Repayment of a Student Loan Debt (Professional
Training Period Required by a Professional Association) form
completed by an authorized representative of your professional
association and by your employer. This form is available on our Web site under “Information”.
6. You are pursuing postdoctoral
studies after earning a doctoral
degree (Ph.D.)*.
You must provide the Application to Postpone the Repayment of a Student Loan Debt (Postdoctoral Studies) form. This form is available on our Web site under “Information”.
* In both of these cases, your income must not
exceed a given amount, which varies according to your family
responsibilities (see the related form for details).
7. You have completed your studies and
are experiencing financial hardship.
If this is the case, the Deferred Payment
Plan can help you. You qualify for the Plan if you have completed
your studies and your
gross monthly employment income is equal to or below $1 220. If you
have family responsibilities, this amount is increased by $215
for the first child and $200 for each additional child. If
you are a single parent, an amount of $110 is added.
You must provide the Application for the Deferred Payment Plan form. This form is available on our Web site under “Information”.
You must keep Aide financière aux études informed of any change
in your address as long as your student loan debt is not paid back in full.
For more information, call the reception and
inquiries desk of Aide financière aux études, the Service de l'accueil et des renseignements,
at
(418) 643-3750 or 1-877-643-3750 (toll-free
in Canada and the U.S.).
