Our Clients, Our Services and Our Approach

Since 1996, CMHC’s international consulting group has been sending teams of experts around the world to share Canada’s housing expertise. These experts provide customized technical assistance in housing finance, housing market analysis and housing policy.They advise governments and businesses on issues related to regulatory infrastructure and the supply of housing, community planning and meeting the needs of low-income households.They assist countries as diverse as China, Egypt, Mexico, Mali, India and Lithuania in improving local housing conditions, developing and growing their mortgage insurance industries, creating viable housing finance mechanisms, designing programs for assisted housing, cultivating affordable housing markets, strengthening their construction and real estate industries, and increasing the supply of affordable, quality housing.

Under a Single Roof

CMHC International is uniquely able to adapt and refine Canadian and international solutions to housing finance challenges, housing market analysis needs and housing policy questions — solutions drawn from a half-century of experience in Canada’s public and private sectors.

Our Clients

Our clients are public and private organizations like yours — organizations with a stake in emerging mortgage markets in Africa, Asia, Latin America, Eastern Europe and the Middle East.

• National ministries, central banks, regulators
• International financial institutions, development banks
• Private industry, including housing finance lenders, mortgage securitization companies, real estate services
• Trade associations for private and non-profit organizations
• Investors

Our Services

CMHC International offers its clients a wide array of diagnostic and advisory services, from market analysis and feasibility studies to policy development and regulatory advice, strategic planning and operational training.We help governments design, implement and evaluate national housing strategies, lay the right legislative and regulatory foundations for their housing and mortgage markets, develop viable housing finance systems and products, and capitalize and build new institutions.We advise new mortgage and housing agencies on how to start up operations and how to manage their business performance. And we provide training in such areas as mortgage funding, credit risk assessment, appraisals, mortgage servicing, risk management and insurance fund management.

Come to Us for Advice on:

• Housing finance:
  Strategic and business planning; creating new institutions and strengthening mortgage lending; operational training and capacity building
• Housing market analysis:
  Assessing housing markets and housing finance systems and opportunities; developing capacity in housing market analysis and research
• Housing policy and program development and evaluation

Our Approach — Building Autonomy, Guaranteeing Sustainability

At CMHC International we believe that success depends on quality relationships and tailor-made solutions.We put a premium on collaboration and consensus building.We learn about your values and expectations.We start from where you are, identifying objectives and developing and refining a work plan designed to get the job done.We keep you informed, striking a balance between process, pace and product.Whether you need a complete housing finance system or a round of training for frontline staff, we’ll work to your specifications, keeping you informed about all aspects of the project so you’re always in control.

Every project starts with research.We gather information from your major stakeholders and learn about your country’s housing market and regulatory regime.Then we handpick a team with the right blend of skills. Our associates include business and finance experts, accountants, economists, policy analysts, underwriters and securities officers.We partner with financial institutions, law firms, insurance companies and other specialists from Canada and around the world to build a project team to meet your needs.