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Ever wonder where all your money went? You seem to have enough coming in, but it just doesn't seem to last until the end of the month. By that time you're scouring your cupboard for that last can of soup because your funds are getting low ... okay they're almost non-existent.

Most of us have a hard time hanging onto money - there are too many bills to pay along with too many neat things to buy. And marketers know it! Millions of dollars are spent convincing us to spend, spend, spend. But there are lots of things you can do to manage your money, without retreating to your dorm room for the term.