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Consolidated Statutes and Regulations Enabling Statute: Bank Act Cost of Borrowing (Banks) Regulations (SOR/2001-101) Disclaimer: These documents are not the official versions (more). Full Document for Printing [44K] Regulation current to September 15, 2006 Search: Cost of Borrowing (Banks) Regulations Go to Advanced Search Table of contents   COST OF BORROWING (BANKS) REGULATIONS   INTERPRETATION   APPLICATION   COST OF BORROWING   Calculation   Annual Interest Rate   Included and Excluded Charges   DISCLOSURE -- GENERAL   Manner   Timing of Initial Disclosure   DISCLOSURE -- CONTENT   Fixed Interest Loans for a Fixed Amount   Variable Interest Loans for a Fixed Amount   Lines of Credit   Credit Card Applications   Credit Cards   CHANGES IN CIRCUMSTANCES   Amendments to Credit Agreements   Renewals of Mortgages or Hypothecs   Waiver of Payments   Cancellation of Optional Services   Prepayment of Loans   Default Charges   ADVERTISING   Loans for a Fixed Amount   Lines of Credit   Credit Cards   Interest-free Periods   TRANSITIONAL   REPEAL   COMING INTO FORCE

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