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Pensions

Weighing Your Options
Introduction
Options
Steps Toward Making a Decision
Formulas and Methods
Examples
Links

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Weighing Your Options

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Formulas and Methods

You can use the following formulas to determine your future pension. In the case of complex calculations, the methods used have been described briefly. Don't forget that you need to add indexing to these amounts and subtract any tax and other deductions (Supplementary Death Benefit (SDB) Plan, Public Service Health Care Plan (PSHCP), etc).

Pension (Immediate Annuity and Deferred Annuity)
Annual Allowance
CPP/QPP Integration
Survivor Benefit
Child Allowance
Return of Contributions
Pension Transfer
Transfer Value

 

 
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