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Deposit Register

CANADIAN IMPERIAL BANK OF COMMERCE

Member of Canada Deposit Insurance Corporation

DEPOSIT REGISTER

The following instruments and/or products are deposits eligible for deposit insurance from the Canada Deposit Insurance Corporation, subject always to maximum coverage limitations as outlined in their brochure "Protecting Your Deposits" and provided they are in Canadian funds, are payable in Canada, and have a term of no more than 5 years:

1) GUARANTEED INVESTMENT CERTIFICATE (GIC)

Currently available:

  1. CIBC Short-Term GIC
  2. CIBC Redeemable GIC (formerly CIBC Redeemable Long-Term GIC)(1)
  3. CIBC Redeemable Short-Term GIC(2)
  4. CIBC Flexible GIC®
  5. CIBC Save-Up GIC
  6. CIBC T-Bill Rate GIC
  7. CIBC Treasury Certificate GIC
  8. CIBC Cashable Escalating Rate™ GIC
  9. CIBC EasyBuilder GIC™
  10. CIBC Variable Rate GIC

Periodically/seasonally offered:

  1. CIBC Bonus Rate GIC

No longer available:

  1. CIBC Premium Rate GIC®
  2. CIBC Short Term NISA GIC(3)
  3. CIBC Long Term NISA GIC(3)

2) RRSP

Currently available:

  1. CIBC RRSP Daily Interest Savings Account

No longer available:

  1. CIBC NSHOSP Savings Account
  2. CIBC OHOSP Savings Account

3) RRSP GIC

Currently available:

  1. CIBC RRSP Guaranteed Investment Certificate (Redeemable)
  2. CIBC RRSP Guaranteed Investment Certificate (Non-Redeemable)
  3. CIBC Stock Market Advantage® RRSP GIC (Non-Redeemable)
  4. CIBC Market Mix RRSP GIC (Non-Redeemable) (formerly CIBC Aggressive Growth Mix RRSP GIC)
  5. CIBC Cashable Escalating Rate RRSP GIC
  6. CIBC Escalating Rate RRSP GIC
  7. CIBC Flexible RRSP GIC™

Periodically/seasonally offered:

  1. CIBC 17-Month FlexRate® RRSP GIC (Non-Redeemable)
  2. CIBC Bonus Rate RRSP GIC

4) RRIF

Currently available:

  1. CIBC RRIF Daily Interest Savings Account

5) RRIF GIC

Currently available:

  1. CIBC RRIF Guaranteed Investment Certificate (Redeemable)
  2. CIBC Stock Market Advantage RRIF GIC (Non-Redeemable)
  3. CIBC Escalating Rate RRIF GIC

Periodically/seasonally offered:

  1. CIBC Bonus Rate RRIF GIC

No longer available:

  1. CIBC Escalator RRIF GIC

6) LIF

Currently available:

  1. CIBC LIF Daily Interest Savings Account

7) LIF GIC

Currently available:

  1. CIBC LIF Guaranteed Investment Certificate (Redeemable)
  2. CIBC Escalating Rate LIF GIC

Periodically/seasonally offered:

  1. CIBC Bonus Rate LIF GIC

8) SAVINGS, CHEQUING, AND COMBINED SAVINGS-CHEQUING ACCOUNTS

Currently available:

  1. CIBC Everyday™ Chequing Account
  2. CIBC Unlimited™ Chequing Account
  3. CIBC Premium Growth Account
  4. CIBC PremierService Account
  5. CIBC Bonus Savings Account

No longer available:

  1. CIBC MenuPlus® - Maximize Interest Account
  2. CIBC Personal Chequing Account
  3. CIBC Regular Savings Account
  4. CIBC Daily Interest Savings Account
  5. CIBC Chequing Savings Account
  6. CIBC Waive Account™

9) NON-PERSONAL/COMMERCIAL ACCOUNTS

Currently available:

  1. CIBC Business Interest Account®
  2. CIBC Business Operating Account (formerly CIBC Current Account/CIBC Business Convenience Account®)

10) OTHER (Not available through branches of CIBC)

Currently available:

  1. CIBC Full Service Short-Term GIC
  2. CIBC Full Service Long-Term GIC
  3. Mortgage Tax Account
  4. CIBC VISA* Card Security Deposit
  5. CIBC Full Service Cashable Escalating Rate GIC
  6. CIBC Full Service Flexible GIC
  7. CIBC Daily Savings Account
  8. CIBC GIC
  9. CIBC Escalating Rate GIC

President's Choice Financial®(4) (Products formerly issued by Amicus Bank)

  1. President's Choice Financial GIC (the must-have GIC)
  2. President's Choice Financial daily interest investment account RRSP (The World's Best™ RRSP)
  3. President's Choice Financial RRSP GIC (the must-have RRSP GIC)
  4. President's Choice Financial bank account (no fee bank account)
  5. President's Choice Financial savings account (Interest First™ savings account)
  6. President's Choice Financial Interest Plus™ savings account

Canadian Defense Community Banking (CDCB)

  1. CDCB Savings Account
  2. CDCB Savings Plus Account
  3. CDCB Chequing Account
  4. CDCB GIC

No longer available:

  1. bizSmart® Business Savings Account
  2. bizSmart Business Operating Account
  3. bizSmart Personal Chequing Account
  4. bizSmart Personal Savings Account
  5. bizSmart Daily Interest RRSP

11) PRODUCTS FORMERLY ISSUED BY SERVICES HYPOTHECAIRES CIBC INC.

GUARANTEED INVESTMENT CERTIFICATE (GIC)
No longer available:

  1. Services Hypothécaires CIBC Inc. Long-Term GIC
  2. Services Hypothécaires CIBC Inc. Premium Rate GIC

The following accounts may be CDIC insured but not used by depositors in the normal course of business with CIBC:

Outstanding payment items including suspense accounts, items in transit, certified cheques, drafts, Global Money Orders, and unclaimed cheques.

™ Trade-mark of Canadian Imperial Bank of Commerce

® Registered Trade-mark of Canadian Imperial Bank of Commerce

* VISA Int./CIBC: Lic. Users

(1) Purchases of this product with a term to maturity of greater than 5 years are not eligible for CDIC deposit insurance.

(2) This product and the product named 'CIBC Short Term Redeemable GIC' are identical.

(3) NISA GICs are no longer available for sale except for renewals of maturing existing NISA GICs and transfers of existing NISA program accounts from another financial institution.

(4) ®/™ PC, President's Choice, President's Choice Financial, Interest Plus, Interest First, The World's Best RRSP and Fresh Financial Thinking are trademarks or registered trademarks of Loblaws Inc. CIBC licensee of marks.

For further information, please contact CDIC at 1-800-461-CDIC (2342).

Revised September 29, 2006

CIBC Mortgages Inc.

Member of Canada Deposit Insurance Corporation

DEPOSIT REGISTER

The following instruments and/or products are deposits eligible for deposit insurance from the Canada Deposit Insurance Corporation, subject always to maximum coverage limitations as outlined in their brochure "Protecting Your Deposits" and provided they are in Canadian funds, are payable in Canada, and have a term of no more than 5 years:

The deposit products of CIBC Mortgages Inc. are available only through financial advisers.

1) GUARANTEED INVESTMENT CERTIFICATE (GIC)

Currently available:

  1. CIBC Mortgages Inc. Long-Term GIC
  2. CIBC Mortgages Inc. Flexible GIC
  3. CIBC Mortgages Inc. Short-Term GIC
  4. CIBC Mortgages Inc. Premium Rate GIC

2) RRSP GIC

Currently available:

  1. CIBC Mortgages Inc. Long-Term RRSP GIC
  2. CIBC Mortgages Inc. Flexible RRSP GIC
  3. CIBC Mortgages Inc. Premium Rate RRSP GIC

3) RRSP SAVINGS ACCOUNT

Currently available:

  1. CIBC Mortgages Inc. RRSP Savings Account

4) OTHER (Not directly available to depositors)

  1. Mortgage Tax Account

The following accounts may be CDIC insured but not used by depositors in the normal course of business with CIBC Mortgages Inc.:

Outstanding payment items including suspense accounts, items in transit, and unclaimed cheques.

For further information, please contact CDIC at 1-800-461-CDIC (2342).

Revised November 15, 2005

CIBC Trust Corporation

Member of Canada Deposit Insurance Corporation

DEPOSIT REGISTER

The following instruments and/or products are deposits eligible for deposit insurance from the Canada Deposit Insurance Corporation, subject always to maximum coverage limitations as outlined in their brochure "Protecting Your Deposits" and provided they are in Canadian funds, are payable in Canada, and have a term of no more than 5 years:

1) GUARANTEED INVESTMENT CERTIFICATE (GIC)

Currently available:

  1. CIBC Trust Short-Term GIC
  2. CIBC Trust Long-Term GIC
  3. CIBC Guaranteed Investment Certificate(1)(2)
  4. CIBC Stock Market Advantage® GIC
  5. CIBC Escalating Rate GIC™ (Non-redeemable)
  6. CIBC Market Mix GIC (formerly CIBC Aggressive Growth Mix GIC)
  7. CIBC Trust Full Service Escalating Rate GIC

2) RRSP GIC

Currently available:

  1. CIBC Trust RRSP GIC

3) RRSP DAILY INTEREST SAVINGS ACCOUNT (DISA)

Currently available:

  1. CIBC Trust RRSP Savings

4) INSTRUMENTS / PRODUCTS FORMERLY ISSUED BY CIBC MORTGAGE CORPORATION -

No longer available:

SAVINGS ACCOUNT:

  1. CIBC Investor's Rate Account®

The following accounts may be CDIC insured but not used by depositors in the normal course of business with CIBC Trust Corporation:

Outstanding payment items including suspense accounts, items in transit, trustee demand accounts, and unclaimed cheques.

™ Trade-mark of Canadian Imperial Bank of Commerce

® Registered Trade-mark of Canadian Imperial Bank of Commerce

(1) This product and the product marketed under the name 'CIBC Long-Term GIC' are identical. Purchases of this product with a term to maturity of greater than 5 years are not eligible for CDIC deposit insurance.

(2) This product is also referred to as the CIBC RESP GIC when purchased within a Registered Education Savings Plan (RESP).

For further information, please contact CDIC at 1-800-461-CDIC (2342).

Revised August 2, 2006


Related Links
Protecting Your Deposits