Loan Life and Accident Insurance

Smart insurance, smart planning

Having life and accident insurance in place can make a difficult time that much easier.

Invest in good planning
Life comes with risks, but it’s one of those things we usually don’t want to think about. Lessen the financial impact of accidents and untimely death on your family and business by obtaining loan insurance with FCC. That way, if anything happens, you know you helped your family pay off the loan. With FCC loan insurance, your debt may be eliminated when a death occurs. When your family is dealing with an immense emotional impact, isn’t it good to know you did everything possible to protect your family and your business?

Benefit from insurance planning

Protection for your family and your business
If a death occurs, it may be completely unnecessary for your family to worry about making loan payments at a very stressful time in their lives.

Easy application process
The application is easy to fill out. You can apply for insurance at the same time you apply for a loan, or add it to an existing FCC loan at any point.

Convenient
Your life insurance premiums are added to your loan payment for an all-inclusive payment. Essentially, it becomes a good plan that requires very little of your time and energy.

Automatic approval in many cases
The application process is quick, and the insurer may approve your application right away. Your Account Manager will help you with your application.

Flexible options
You can choose the level of coverage that’s right for you. You only pay for the amount of insurance you need. Consider it insurance made just for you and your business.

Early death benefit
In the unfortunate circumstance where there is a diagnosis of a terminal illness and the person’s life expectancy is less than a year, the insurance may be paid out early to cover the debt. That way, you and your family have one less thing to worry about.

Joint and multiple coverage available
You can apply for joint coverage for you and other key persons whose death would seriously impact your business. At a stressful time, this coverage helps your business keep going, financially.

Accidental dismemberment insurance included
Accidents and serious injuries can be hard on your family and your business. Having accidental dismemberment, blindness or paralysis included in your creditor insurance helps ease the uncertainty during a time when you need to focus on other things. We made sure to include this kind of insurance as an added benefit because we understand the unique nature of working in agriculture.

Ensure confidence
Confidence. That’s what getting FCC loan insurance helps you with when the unexpected happens. The confidence that your family won’t be distressed about paying off a loan when a death or serious accident occurs, and knowing it will help protect your business. Most people who’ve invested a lifetime in their business feel good when it’s protected. That’s why FCC can help you find the insurance that’s right for you, with flexible options and convenient applications.

For more information, or to sign up for FCC creditor life insurance, please talk with your Account Manager. Call 1-800-387-3232.