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![Industry Information](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/industry.gif)
Please note: The AIRB hosted
a series of consultation meetings on November 8-10,
2006 to discuss an acceptable cost of capital and
profit margin for auto insurers - go to transcripts,
written submissions and presentations from the meetings.
The AIRB will act in the following core areas:
![](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/bullet_square.gif) |
Annual Adjustment:
The AIRB will conduct an annual review and adjust
premium level for basic coverage under the grid
rating program and the allowable percentage
increase for individual insurers’ rating
programs. Go
to related documents. |
![](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/bullet_square.gif) |
Offset Adjustments:
Accept and review insurers’ notices for
offset adjustments, which permit insurers to
adjust one or more rating variables under their
rating program for basic coverage by up to 10
per cent, provided the overall effect is revenue
neutral. |
![](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/bullet_square.gif) |
Special Request Review of Insurer’s
Rating Program:
At the Superintendent’s request, the AIRB
will review an insurer’s rating program
for basic coverage and adjust the rating program
and premium schedule, if necessary. |
![](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/bullet_square.gif) |
Equalization of Rate Differentials:
Accept plans from insurers to eliminate
differentials in premiums for basic coverage that
were created by the operation of the freeze order,
with completion in 2008. |
![](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/bullet_square.gif) |
New Insurers:
Review and approve private passenger
rating programs for new insurers entering the
province. |
![](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/bullet_square.gif) |
Optional Coverage:
Monitor rating programs for optional coverage
through a “file and use” system. |
![](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/bullet_square.gif) |
Duties of the Current Automobile
Insurance Board:
Fulfill the functions and responsibilities of
the former Alberta Automobile Insurance Board
in areas not addressed by amendments to the
Insurance Act and the Automobile Insurance Premiums
Regulation, such as changes in premiums for
third party liability and accident benefits
for classes other than private passenger. |
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# |
Bulletin
Title |
Date
Issued |
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![](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/bullet_square.gif) |
2-06 |
Bulletin:
Grid premiums effective November 1, 2006 |
August 3, 2006 |
![](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/bullet_square.gif) |
1-06 |
Bulletin:
Industry-wide adjustment effective November
1, 2006 |
August 3, 2006 |
![](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/bullet_square.gif) |
5-05 |
Bulletin:
Rate Filing Application Forms |
September 28,
2005 |
![](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/bullet_square.gif) |
3-05 |
Bulletin:
Grid premiums effective November 1, 2005 |
August 3, 2005 |
![](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/bullet_square.gif) |
2-05 |
Bulletin:
Industry-wide adjustment effective November
1, 2005 |
August 3, 2005 |
![](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/bullet_square.gif) |
1-04
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Bulletin:
Filing Requirements for Physical Damage |
December
21, 2004 |
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The following circulars were issued by the AIB and
remain in effect under the Auto Insurance Rate Board:
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Circ
# |
Circular
Title |
Date
Issued |
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![](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/bullet_square.gif) |
1-03 |
Graduated
Driver Licensing |
March
5, 2003 |
![](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/bullet_square.gif) |
1-01 |
Individual
and Fleet Rating of Vehicles |
May
1, 2001 |
![](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/bullet_square.gif) |
2-00 |
New
Driver Credits |
September
29, 2000 |
![](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/bullet_square.gif) |
1-00 |
Rating
Implications of Section B Claims |
April
28, 2000 |
![](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/bullet_square.gif) |
1-96 |
Rating
Private Passenger Vehicles for U.S. Exposure |
January
19, 1996 |
![](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/bullet_square.gif) |
2-93 |
Classification
of Vehicles Used in Transportation Service for
the Disabled |
July
8, 1993 |
![](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/bullet_square.gif) |
1-93 |
Surcharging
for Minor Convictions |
June
30, 1993 |
![](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/bullet_square.gif) |
1-92 |
Conviction
Surcharging |
December
1, 1992 |
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1-90 |
Surchargeable
Convictions |
May
25, 1990 |
![](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/bullet_square.gif) |
1-88 |
Surcharging
for Minor Convictions |
August
11, 1988 |
![](/web/20061207145513im_/http://www.airb.gov.ab.ca/images/bullet_square.gif) |
3-83 |
Short
Rate Cancellation Penalties (includes table) |
December
22, 1983 |
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Forms
under the Automobile Insurance Premiums Regulation |
Fillable PDFs: As of July
7, 2006, these pdf forms are now "fillable".
The instructions are available on the upper right
corner of each form. You will need Acrobat Reader
6.0 or higher to complete these forms online.
If you don't have Acrobat Reader or need to upgrade,
click
here to download this free program.
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