Benefits of Coverage
Every hour, Albertans are injured on the job. Injuries can be difficult
and stressful for the person hurt and everyone involved. Workers'
compensation coverage benefits include:
Protection against loss of income
- Compensation for lost wages based on 90 per cent of your net
earnings or income (up to a maximum level).
- Benefit entitlement is immediate as there is no waiting period.
- Lump sum payments may be offered for permanent disability or
impairment.
- If an accident results in a fatality, funeral expenses and
survivor benefits are provided to eligible dependants.
Comprehensive medical and rehabilitation services
- No preset limits to treat or lessen the effects of injuries
and encourage return to work.
- Approved health care expenses include chiropractic treatments,
physiotherapy, and counseling.
Risk management
- The only insurance that offers protection from lawsuit for you, your workers, and other parties covered by WCB*. (*If you are incorporated, the directors must carry personal coverage to enjoy protection from lawsuit).
No fault insurance
- Protection is provided regardless of how the injury happened.
Other services
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