Alberta drivers who are expecting a refund or credit can call their
broker or insurer for specific information.
Insurers that have responded so far have stated Alberta drivers who
qualify will receive a refund cheque or a credit to reduce future payment
installments.
The following insurers responded to the government regarding the timelines
in which they will issue refunds and credits to affected policyholders.
| Insurer |
Refund/Credit
Issued Beginning |
| Alberta Motor Association Insurance |
mid-February 2004 |
| Allianz Insurance Company of Canada |
March 31, 2004 |
| Allstate Insurance Company of Canada |
February 1, 2004 |
| Ascentus Insurance Ltd. |
mid-February 2004 |
| Aviva Insurance Company of Canada |
January 19, 2004 |
| AXA Pacific Insurance |
February 2, 2004 |
| Belair Insurance Company Inc. |
to be determined |
| Certas Direct Insurance Company
|
April 1, 2004 |
| Chubb Insurance Company of Canada
|
March 30, 2004 |
| Citadel General Assurance Company
|
December 8, 2003 |
| Co-operators General Insurance
Company |
April 30, 2004 |
| COSECO Insurance Company |
February 2, 2004 |
| Cumis General Insurance Company |
February 2004 |
| Dominion of Canada Insurance |
January 24, 2004 |
| Echelon General Insurance Company
|
immediately |
| Economical Mutual Insurance Company
|
ongoing |
| Elite Insurance Company |
February 1, 2004 |
| Employers Insurance Company of
Wausau |
February 3, 2004 |
| Federal Insurance Company |
March 30, 2004 |
| HSBC Canadian Direct Insurance
|
January 1, 2004 |
| ING Insurance |
January 19, 2004 |
| ING Novex Insurance |
January 19, 2004 |
| Jevco Insurance Company |
motorcycle insurer - potential
refunds/credits will be addressed when policies are renewed |
| Kingsway General Insurance Company
|
April 1, 2004 |
| Liberty Insurance Company of Canada
|
February 28, 2004 |
| Liberty Mutual Insurance Company
|
February 28, 2004 |
| Lloyd’s Underwriters |
immediately |
| Lombard General Insurance Company
of Canada |
March 19, 2004 |
| Lombard Insurance Company |
March 19, 2004 |
| Markel Insurance Company of Canada
|
immediately |
| Millennium Insurance |
Immediately |
| Mitsui Sumitomo Insurance Company
Ltd. |
March 30, 2004 |
| Nordic Insurance Company of Canada
|
to be determined |
| Old Republic Insurance Company
of Canada |
immediately |
| Optimum West Insurance Company
|
immediately |
| Peace Hills Insurance |
immediately |
| Pembridge Insurance Company |
February 1, 2004 |
| Perth Insurance Company |
ongoing |
| Portage la Prairie Mutual Insurance
|
December 15, 2003 |
| Primmum Insurance |
March 1, 2004 |
| RBC General Insurance Company |
immediately |
| Royal & SunAlliance Insurance |
mid-January 2004 |
| Security National Insurance |
March 1, 2004 |
| Sovereign General Insurance |
immediately |
| St. Paul Fire and Marine Insurance
Company |
(no change to rates since 1996) |
| State Farm Fire and Casualty Co. |
March 15, 2004 |
| State Farm Mutual Automobile Insurance
Co. |
March 15, 2004 |
| The Personal Insurance Company
|
April 1, 2004 |
| Tokio Marine and Fire Insurance
Company Ltd. |
March 19, 2004 |
| Traders General Insurance |
January 19, 2004 |
| Trafalgar Insurance |
March 31, 2004 |
| Unifund Assurance Company |
immediately |
| Waterloo Mutual Insurance Company
|
ongoing |
| Wawanesa Mutual Insurance |
mid-February 2004 |
| York Fire and Casualty Insurance
Company |
(no change to rates since March
2003) |
| Zenith Insurance Company |
March 19, 2004 |
| Zurich Insurance |
January 31, 2004 |
The following
companies are licensed to provide automobile insurance but are currently
not writing automobile policies, or handle only fleet policies which are
not affected by the rate freeze.
| Insurer |
|
| ACE INA Insurance
|
| Allstate Insurance
Company |
| American Bankers Insurance
Company of Florida |
| American Home Insurance
|
| American Re-Insurance |
| American Road Insurance
Co. |
| AXA Corporate Solutions
Assurance |
| AXA Insurance (Canada) |
| Belair Insurance Company
Inc. |
| Canadian Northern
Shield Insurance |
| Canadian Petroleum
Insurance Exchange |
| Centennial Insurance
|
| Commerce and Industry
Insurance Company of Canada |
| Commonwealth Insurance
|
| Continental Casualty
Company |
| DaimlerChrysler Insurance
Company |
| Eagle Star Insurance
|
| Ecclesiastical Insurance
Office Public Ltd. Co. |
| Everest Insurance
|
| Factory Mutual Insurance
|
| Federation Insurance
|
| First North American
Insurance |
| GCAN Insurance |
| Gore Mutual Insurance
|
| Grain Mutual Insurance
|
| Great American Insurance
|
| Great American Insurance
Co. of New York |
| Guarantee Company
of North America |
| Hartford Fire Insurance
Co. |
| Innovative Insurance
Corp. |
| Langdon Insurance
Company |
| Liberty Mutual Fire
Insurance Co. |
| London and Midland
General Insurance Company |
| Loyalist Insurance
|
| Lumbermen’s Mutual
Insurance |
| Mennonite Mutual Insurance
Co. (Alberta) Ltd. |
| Missisquoi Insurance
Company |
| Motors Insurance Corporation |
| Nipponkoa Insurance
Company Ltd. |
| Nordic Insurance Company |
| North Waterloo Farmers
Mutual Insurance Co. |
| Progressive Casualty
Insurance Company |
| Protective Insurance
Company |
| Providence Washington
Insurance Company |
| Saskatchewan Mutual
Insurance |
| Scotia General Insurance
Company |
| Scottish and York
Insurance Company Ltd. |
| Security Insurance
Company of Hartford |
| Sentry Insurance A
Mutual Company |
| Sompo Japan Insurance
Inc. |
| Specialty National
Insurance |
| St. Paul Guarantee
Insurance |
| TD General Insurance
Company |
| Temple Insurance Company
|
| T.H.E. Insurance |
| TIG Insurance Company
|
| Transatlantic Reinsurance
Company |
| Travelers Casualty
and Surety Company of Canada |
| Travelers Indemnity
Company |
| UAP-New Rotterdam
Insurance Company N.V. |
| Utica Mutual Insurance
Company |
| Virginia Surety Company
Inc. |
| Western Assurance
Company |
| XL Reinsurance America
Inc. |
