On-Reserve | CMHC

CMHC for Aboriginal	December 2006

On-Reserve

CMHC offers programs, innovative financing techniques, training tools and information to increase building capacity and address housing needs in First Nations communities.

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Programs and Initiatives

Net Zero Energy Healthy Housing in Canada (NZEHH)
Canada Mortgage and Housing Corporation (CMHC) is forging an active partnership between industry and all levels of government through the Net Zero Energy Healthy Housing (NZEHH) initiative. This marks an important step to address the practical challenges of ensuring a clean environment and healthy future for Canadians by making low impact Net Zero Energy Healthy Housing a reality in communities all across our country.
Aboriginal Capacity Development
Helps First Nations work towards self-sufficiency in housing through the acquisition of knowledge, skills, training and other resources.
Direct Lending
CMHC's Direct Lending Program provides financing and renewals for eligible social housing projects, offering the lowest average financing rate available.
Home Adaptations for Seniors' Independence (HASI)
A program to help homeowners and landlords pay for home adaptations to extend the time that low-income seniors can live in their own homes independently.
Housing Internship Initiative for First Nations & Inuit Youth (HIIFNIY)
An initiative providing on-the-job training for First Nations and Inuit youth to assist them in pursuing employment in the housing industry.
Loan Insurance program On-Reserve with Ministerial Loan Guarantee
Band Councils or Aboriginal persons may access CMHC insured financing for the construction, purchase or renovation of single-family homes or multiple residential rental properties.
Native Inspection Services Initiative (NISI)
The NISI initiative provides for the contracting out of CMHC inspections relating to on-reserve programs to First Nations technical/inspection service providers.
On Reserve Homeownership Loan Insurance Pilot Product without Ministerial Loan Guarantee
This new non-subsidized product for the purchase, construction or renovation of a home on-reserve is offered on a pilot basis, and will allow eligible First Nations to facilitate insured mortgage financing for qualifying band members without a MLG.

Proposal Development Funding
PDF loans assist with the initial costs of proposal development for projects that offer housing for seniors, the disabled and low-income Canadian households including First Nations.
Residential Rehabilitation Assistance Program (RRAP) — On-Reserve
Financial assistance for Band Councils and Band members to repair substandard homes to a minimum level of health and safety and to improve accessibility to housing for disabled persons.
Residential Rehabilitation Assistance Program (RRAP) — Rental
Assistance for landlords of affordable housing to pay for mandatory repairs to self-contained units occupied by low-income tenants.
Residential Rehabilitation Assistance Program (RRAP) — Conversion
Assistance for converting commercial or industrial buildings into affordable housing
Residential Rehabilitation Assistance Program (RRAP) — Rooming Houses
Repair assistance to owners of rooming houses with rents affordable to low-income individuals. This program is available in both urban and rural areas.
Residential Rehabilitation Assistance Program (RRAP) — Secondary/Garden Suite
Financial assistance to create affordable self-contained rental units for low-income seniors and adults with disabilities.
Residential Rehabilitation Assistance Program (RRAP) — Persons with Disabilities
Assistance for homeowners and landlords to improve accessibility for persons with disabilities
Shelter Enhancement Program
Assistance to build, repair, rehabilitate and improve shelters and second stage housing for women, children and youth who are victims of family violence.
On-Reserve Non Profit Housing Program
This program assists First Nations in the construction, purchase and rehabilitation, and administration of suitable, adequate and affordable rental housing on-reserve.

Training and Information

Housing Quality Matters
A comprehensive series of information and training sessions having the objective of enhancing skills and knowledge with respect to housing quality. While there is a focus on Indoor Air Quality (IAQ) including mold prevention and remediation, the sessions cover better building techniques, inspecting existing dwellings, property management and basic home maintenance.

Home Maintenance

Mold Matters: A Resource Guide for First Nations Housing Providers
This Resource Guide is intended for use by First Nations housing providers. It is a compilation of information programs, products and services that covers a wide range of information on moisture and related mold problems.

First Nation Home Occupants Guide to Mold
This fact sheet, for home occupants and housing providers, includes tips on the prevention, identification and clean-up of mold.

Ontario Region

On-Reserve Success Stories
Access Stories related to On-Reserve Non-Profit Housing Program.

Related CMHC Information



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