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Glossary

Resources and publications on personal finances and debt

Canadian Consumer Handbook
Author: Consumer Measures Committee / Office of Consumer Affairs
Year: 2006
Summary: This practical guide to consumers’ rights provides tips, a checklist of things to watch for and a directory of useful resources.
 
Consumer Debt - Consumer Trends Report
Author: Office of Consumer Affairs, Industry Canada
Year: 2005
Summary: The Consumer Trends Report has a two fold purpose. First, it provides a general overview of past and current economic and marketplace trends of relevance to consumers. Secondly, the Report points to research gaps and opportunities for future work by the consumer affairs community.
 
Getting Value for Your Service Fees
Author: Canadian Bankers Association
Year: 1999 (revised in 2002)
Summary: In this publication, you will learn how you can keep service fees down and still get the most value for your dollars. You’ll find out how choosing the right service plan can provide added convenience and save you time and money. We have also answered several frequently asked questions about service fees, including why they exist and what value you get in return.
 
Reality Choices – for 18-30-Year-Old Consumers
Author: Consumer Measures Committee
Year: 2002
Summary: You can find out more about debt, taking charge of your finances, questions to ask when choosing your future home, questions to consider before buying, leasing, insuring or repairing your vehicle, and, finally, how to shop with satisfaction.
 
Stretch Your Dollars – Budgeting Basics (PDF, 0.98 MB)
Author: Credit Counselling Services of Alberta Inc.
Year: -
Summary: This brochure provides suggestions on how to budget, reduce your expenses, increase your income and access useful information and services.
 
The Financial Guide for Post-Secondary Students
Author: Office of the Superintendent of Bankruptcy, Industry Canada
Year: 2005
Summary: This guide presents various financial options available to post-secondary students. The goal is not to tell them what to do but rather to provide information to help them make decisions that are right for them and that will make their student life as enjoyable as possible.
 
There’s Something About Money (website) – for youth
Author: Canadian Bankers Association
Year: -
Summary: This Internet portal is designed to help you learn more about managing your money, preparing a budget and even paying your taxes! This portal also offers an overview of Canada’s financial services system and how you take part in it when pursuing your own financial goals.
 
Trouble With Debts – Creditor Actions, Your Options (PDF, 494 KB)
Author: Credit Counselling Services of Alberta Inc.
Year: -
Summary: This brochure explains that if you have agreed to make payments to a creditor, that creditor can take legal action against you. It outlines the actions creditors can take and the options you have for resolving the problem.
 
Understanding Your Credit Report and Credit Score
Author: Financial Consumer Agency of Canada
Year: 2005
Summary: This document provides information on how to obtain and understand your credit report and score, as well as what to do if you find errors on your credit report.
 

Warning Signs of Debt | Before going further | "Last resort" options |  Information on collection agencies | Credit and Credit Repair | Resources for educators


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Created: 2006-05-18
Updated: 2006-05-18
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