Based on the way you have used your credit card recently, the calculator will identify the cards that will cost you the least in interest and other charges. All you need to do is identify your average monthly outstanding balance from a recent credit card statement. Remember, peoples' balances usually vary according to the time of year (higher around the holidays).

Note:

This calculator can only be used on a JavaScript enabled browser.

Please allow the entire page to finish loading before you begin to use the Calculator. With a slower connection, this may take a full minute.

If your system is not equipped to use this calculator, we can help. Call the Office of Consumer Affairs at (613) 946-2576 or email us at consumer.information@ic.gc.ca