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CMHC for Aboriginal December 2006

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Canadian Housing Observer

Home to Canadians for the past 60 years
 

Northern Housing

Northern Housing

CMHC in partnerships with Aboriginal communities and others, offers programs, innovative financing techniques and information on building practices which work under cold climate conditions.








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Programs and Initiatives

  • Net Zero Energy Healthy Housing in Canada (NZEHH)
    Canada Mortgage and Housing Corporation (CMHC) is forging an active partnership between industry and all levels of government through the Net Zero Energy Healthy Housing (NZEHH) initiative.  This marks an important step to address the practical challenges of ensuring a clean environment and healthy future for Canadians by making low impact Net Zero Energy Healthy Housing a reality in communities all across our country.
  • Aboriginal Capacity Development
    Helps First Nations work towards self-sufficiency in housing through the acquisition of knowledge, skills, training and other resources.
  • Direct Lending
    CMHC's Direct Lending Program provides financing and renewals for eligible social housing projects, offering the lowest average financing rate available.
  • Emergency Repair Program
    The ERP assists eligible homeowners or occupants in rural areas to undertake emergency repairs required for the continued safe occupancy of their houses.
  • Home Adaptations for Seniors' Independence (HASI)
    A program to help homeowners and landlords pay for home adaptations to extend the time that low-income seniors can live in their own homes independently.
  • Housing Internship Initiative for First Nations & Inuit Youth (HIIFNIY)
    An initiative providing on-the-job training for First Nations and Inuit youth to assist them in pursuing employment in the housing industry.
  • Loan Insurance program On-Reserve with Ministerial Loan Guarantee
    Band Councils or Aboriginal persons may access CMHC insured financing for the construction, purchase or renovation of single-family homes or multiple residential rental properties.
  • Native Inspection Services Initiative (NISI)
    The NISI initiative provides for the contracting out of CMHC inspections relating to on-reserve programs to First Nations technical/inspection service providers.
  • On Reserve Homeownership Loan Insurance Pilot Product without Ministerial Loan Guarantee
    This new non-subsidized product for the purchase, construction or renovation of a home on-reserve is offered on a pilot basis, and will allow eligible First Nations to facilitate insured mortgage financing for qualifying band members without a MLG.

Training and Information

  • Housing Quality Matters
    A comprehensive series of information and training sessions having the objective of enhancing skills and knowledge with respect to housing quality. While there is a focus on Indoor Air Quality (IAQ) including mold prevention and remediation, the sessions cover better building techniques, inspecting existing dwellings, property management and basic home maintenance.


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