Canada Revenue Agency Government of Canada
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Registered Retirement Savings Plan (RRSP)

An RRSP is a retirement plan that we register and that you or your spouse or common-law partner establish and contribute to. Deductible RRSP contributions can be used to reduce your tax.

Any income you earn in the RRSP is usually exempt from tax for the time the funds remain in the plan. However, you generally have to pay tax when you cash in, make withdrawals, or receive payments from the plan.

Topics for RRSPs
Setting up an RRSP
How to set up an RRSP.
Contributing to an RRSP
Making contributions to an RRSP for you or for your spouse or common-law partner and claiming the deduction.
Transferring
Options for transferring to or from other types of funds and the tax implications.
Making withdrawals
Withdrawing funds from an RRSP and the tax implications.
Receiving income from an RRSP
Getting and reporting income from an RRSP.
Death of an RRSP annuitant
Tax implications when the annuitant of an RRSP dies.

Forms and publications

Forms and publications you may need for RRSPs.

Glossary

List of definitions related to this topic.

 



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Date modified:
2006-01-01
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