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Infosheet on the Agreement on Social Security between Canada and Chile

Qualifying for Canadian and Chilean benefits


The Agreement

The Agreement on Social Security between Canada and Chile came into force on June 1, 1998.

The Agreement may help you qualify for Canadian and Chilean old age, disability or survivor benefits.

Social security legislation and agreements are complex. This sheet contains only general information and may not describe all the provisions that apply to your situation.

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Qualifying for a Canadian benefit

The Canadian pension programs included in the Agreement are the Canada Pension Plan and the Old Age Security program.

Under the Canada Pension Plan, you can receive a benefit when you retire or if you become disabled. The Plan may also pay benefits to your survivors after you die.

To qualify for a benefit, you normally must have contributed to the Plan, which came into force on January 1, 1966, for a minimum period.

If you do not qualify for a Canada Pension Plan benefit, Canada will consider periods credited under the pension program of Chile as periods of contribution to the Canada Pension Plan.

The Old Age Security program covers most persons who live or have lived in Canada. The Old Age Security pension is payable at the age of 65 to persons who meet certain residence conditions. To qualify for this pension in Canada, you normally must have lived in this country for at least 10 years after the age of 18. You normally need 20 years of residence in Canada after the same age to receive an Old Age Security pension outside Canada.

What happens if you do not qualify for a Canadian Old Age Security pension because you have not lived in Canada for the minimum number of years? Under the Agreement, Canada will consider periods credited under the pension program of Chile after the age of 18 as periods of residence in Canada.

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Qualifying for a benefit from Chile

The pension program of Chile consists of the Old Pension System, which is financed on a pay-as-you-go basis, and the New Pension System, which is based on individual funding.

To qualify for a benefit under the pension program of Chile, you normally must have contributed to either system for a minimum number of years. For example, to qualify for a Chilean old age pension, you normally must have contributed to either system for at least 10 years.

If you have not contributed to the Chilean pension program for the minimum period, you may not qualify for a Chilean benefit. However, to determine eligibility for a Chilean old age pension under the Agreement, Chile will consider periods of contribution to the Canada Pension Plan and periods of residence in Canada after the age of 18 as credited periods under the pension program of Chile. To determine eligibility for Chilean disability and survivor benefits, Chile will consider periods of contribution to the Canada Pension Plan as credited periods under the pension program of Chile.

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Payment of your benefits

You may qualify for a benefit from Canada or Chile, or both. Under the Agreement, each country will pay a benefit based solely on your periods of contribution or periods of residence under its pension program.

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Applying for benefits or finding out more about the Agreement

If you want to apply for a benefit from Canada or Chile under the Agreement, or if you need more information about the Agreement, please contact us:

On the Internet:

By phone:

By mail:

By fax:

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International Benefits publications