Infosheet on the Agreement on Social Security between Canada and Malta
Qualifying for Canadian and Maltese benefits
- Catalogue number MAL1-08-03E
- Printable version in PDF format (52 kb, 2 pages). To download and print PDF files, you will need the free Adobe Acrobat Reader.
The Agreement
Qualifying for a Canadian benefit
Qualifying for a Maltese benefit
Payment of your benefits
For more information
How to apply for benefits
The Agreement
The Agreement on Social Security between Canada and Malta came into force on March 1,1992.
The Agreement may help you qualify for Canadian and Maltese old age and disability benefits if you contributed to both the Canada Pension Plan and the pension program of Malta, or if you resided in Canada and in Malta.
The Agreement may also help you qualify for Canadian and Maltese survivor benefits if you are the widow, widower or child of a person who contributed to the pension programs of the two countries.
Social security legislation and agreements are complex. This sheet contains only general information and may not describe all the provisions that apply to your situation.
Qualifying for a Canadian benefit
The Canadian pension programs included in the Agreement are the Canada Pension Plan and the Old Age Security program.
Under the Canada Pension Plan, you can receive a benefit when you retire or if you become disabled. The Plan may also pay benefits to your survivors after you die. To qualify for a benefit, you normally must have contributed to the Plan for a minimum period.
If you do not qualify for a Canada Pension Plan benefit, Canada will consider periods credited under the pension program of Malta as periods of contribution to the Canada Pension Plan.
The Old Age Security program covers most persons who live or have lived in Canada. The pension is payable at the age of 65 to persons who meet certain residence conditions. To qualify for a Canadian Old Age Security pension in Canada, you normally must have lived in this country for at least 10 years after the age of 18. You normally need 20 years of residence in Canada after the same age to receive an Old Age Security pension outside Canada.
What happens if you do not qualify for a Canadian Old Age Security pension because you have not lived in Canada for the minimum number of years? Under the Agreement, Canada will consider periods during which you resided in Malta after the age of 18 as periods of residence in Canada.
Qualifying for a Maltese benefit
The Maltese pension program is similar to the Canada Pension Plan and covers most employed and self-employed persons in Malta.
To qualify for a benefit under the Maltese pension program, you normally must have contributed to the program for a minimum period of time. For example, to qualify for a Maltese old age benefit, you normally must have contributed to the program for at least 156 weeks.
If you have not contributed to the program for the minimum period, you may not qualify for a Maltese benefit. However, under the Agreement, Malta will consider periods of contribution to the Canada Pension Plan and periods of residence in Canada as credited periods under the pension program of Malta.
Payment of your benefits
You may qualify for a Canadian or Maltese benefit, or both. Under the Agreement, each country will pay a benefit based solely on your periods of contribution or periods of residence under its pension program.
For more information
You can find more information on the Social Security Agreement between Canada and Malta on the Maltese International Benefits page.
How to apply for benefits
If you want to apply for a Canadian or Maltese benefit under the Agreement, or if you have questions, please call or write us.
From Canada or the United States, you can contact us, free of charge, at:
- 1 800 277-9914
- 1 800 255-4786 (TTY)
From other countries, please call:
- 1 613 957-1954
You can also write to us at:
- Income Security Programs
Human Resources Development Canada
Ottawa, ON K1A 0L4
CANADA
- Fax: 1 613 952-8901
