When you retire
A new beginning
You are preparing to leave the workforce to retire... Part of the income you can count on includes a retirement pension, if you contributed to the Québec Pension Plan.
You will receive your pension, regardless of your present financial situation or that of your spouse. The amount is calculated on the basis of the employment earnings recorded under your name over the years and your age when you begin receiving your pension. A breakup of your union may however affect the amount of your pension.
Note that the retirement pension is subject to income tax, and that you may save on income tax if you share your pension with your spouse.
What you need to know
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