Retiring as a couple
You are getting ready to retire? If you contributed to the Québec Pension Plan during your working life, you will be entitled to receive a retirement pension. Its amount is based on the employment earnings recorded under your name and on your age when you begin to receive your pension.
The retirement pension is taxable, but you can save on the income tax payable by sharing your pension with your spouse.
Sharing is not possible for a supplemental pension plan (pension fund) or a life income fund (LIF).
What you need to know