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LIRAs and LIFs

Locked-in retirement accounts (LIRAs) and life income funds (LIFs) are transfer instruments used to transfer amounts that have been accumulated in supplemental pension plans (also called « pension funds », « pension plans »).


LIRAs and LIFs are contracts registered with the Régie des rentes du Québec


LIRAs and LIFs governed by the Supplemental Pension Plans Act are under the supervision of the Régie des rentes du Québec.

The following links provide more information on LIRAs and LIFs, which have a vital role at retirement time.


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