This fourth step is the moment of truth
In it the income needs that you determined in step 1 are compared with the income prediction determined in step 3.
- First make sure that you add up all the income sources that you identified in step 3. Write down this amount on your calculation table, in step 4.
- Then, take the figure representing your income needs, which you obtained in step 1. This figure will be either 70% of your current income, or the result of the calculation obtained based on your detailed expense budget. Write down this amount on your calculation table, in step 4.
- Calculate the difference.
Go to step 5 ![Step 5](/web/20061228123047im_/http://www.rrq.gouv.qc.ca/NR/rdonlyres/B57118ED-588E-46CC-9526-20217BCB8FA9/0/continuer.gif)