Advice

Retirement planning is possible

Adopting good financial habits can change your future. Here are some hints that can help you get ahead, no matter how old you are now.

• Get rid of as many debts as you can. Your first priority should be your credit cards, which may have interest rates of up to 20%.
  
  
• Ask your financial institution to make automatic transfers from your salary to increase your savings and investments.
  
  
• Make mortgage payments every week instead of once a month. You will be able to pay off your mortgage faster.
  
  
• Tell your employer that you would like to participate in a supplemental pension plan, a simplified pension plan or a group RRSP.

Refer to our advice, tailored to your situation:

• If you are under age 35
• If you are between ages 35 and 49
• If you are age 50 or over
• If you are only a few months away from retirement. 

Not to be missed...

• Vital facts on the Québec Pension Plan