Québec Pension Plan Figures
You will find below some basic information on the Plan and the maximum pensions and death benefit paid under the Plan.
Basic information 2007
| Maximum Pensionable Earnings |
43 700 $ |
| Basic exemption |
3 500 $ |
| Contribution rate |
9,9 % |
| Maximum contribution for workers (4,95 %) and employers (4,95 %) |
1 989,90 $ |
| Maximum contribution for self-employed workers (9,9 %) |
3 979,80 $ |
Indexation rate for benefits as
at 1 January 2007 |
2,1 % |
|
|
|
|
Maximum amounts for pensions
beginning in 2007(1)
|
|
| Retirement pension |
|
| - age 65 |
863,75 $ |
| - age 60 (70%) |
604,63 $ |
| - age 70 (130%) |
1 122,88 $ |
| Disability pension |
1 053,74 $ |
| Orphan's pension and pension for a disabled person's child |
64,99 $ |
| Surviving spouse's pension(2) |
|
| - bénéfbeneficiary under age 45 |
|
|
- without dependent children, not
disabled
|
427,87 $ |
|
- with dependent children, not
disabled
|
700,80 $ |
|
- disabled, with or without dependent
children
|
729,84 $ |
| - between ages 45 and 64 |
729,84 $ |
| - age 65 or over |
518,25 $ |
Amount for the death benefit |
| 2 500 $ |
| (1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years. |
| (2) Pension calculated with respect to contributors who die in 2006 and who were not receiving a retirement pension. |
Basic information 2006
| Maximum Pensionable Earnings |
42 100 $ |
| Basic exemption |
3 500 $ |
| Contribution rate |
9,9 % |
| Maximum contribution for workers (4,95 %) and employers (4,95 %) |
1 910,70 $ |
| Maximum contribution for self-employed workers (9,9 %) |
3 821,40 $ |
Indexation rate for benefits as
at 1 January 2006 |
2,3 % |
|
Maximum amounts for pensions
beginning in 2006(1)
|
|
| Retirement pension |
|
| - age 65 |
844,58 $ |
| - age 60 (70%) |
591,21 $ |
| - age 70 (130%) |
1 097,95 $ |
| Disability pension |
1 031,02 $ |
| Orphan's pension and pension for a disabled person's child |
63,65 $ |
| Surviving spouse's pension(2) |
|
| - bénéfbeneficiary under age 45 |
|
|
- without dependent children, not
disabled
|
418,54 $ |
|
- with dependent children, not
disabled
|
685,86 $ |
|
- disabled, with or without dependent
children
|
714,30 $ |
| - between ages 45 and 54 |
714,30 $ |
| - between ages 55 and 64 |
716,31 $ |
| - age 65 or over |
506,75 $ |
Amount for the death benefit |
| 2 500 $ |
| (1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years. |
| (2) Pension calculated with respect to contributors who die in 2006 and who were not receiving a retirement pension. |
Québec Pension Plan Figures - Archives