Rental Residential Rehabilitation Assistance Program — Rental RRAP
The Rental Residential Rehabilitation Program (Rental RRAP) offers financial assistance to landlords of affordable housing to pay for mandatory repairs to self-contained units occupied by low-income tenants. Mandatory repairs are those required to bring properties up to minimum levels of health and safety.
Who is eligible?
Owners (landlords) of affordable self-contained housing units may apply if:
- the household incomes of their tenants are at or below the established ceilings (these vary based on household size and area of the country).
- the projects have pre- and post-RRAP rents at or below the median market rent for the local area .CMHC can assist with market rent information.
- the property lacks basic facilities or requires major repair in one or more of the following five categories: structural, electrical, plumbing, heating and fire safety.
- tenants are not family relatives of the owner.
What assistance is available?
The assistance is a fully forgivable loan covering up to 100 percent of the cost of mandatory repairs with certain conditions attached. Landlords must also:
- agree to place a ceiling on the rents that may be charged after the repairs are completed
- limit rent increases during the term of the agreement
- agree to limit new occupancy to tenants with incomes at or below the income ceiling
- cover cost of mandatory repairs above the maximum forgivable loan available.
| Zone 1: Southern areas of Canada | $24,000/unit |
| Zone 2: Northern areas of Canada | $28,000/unit |
Zone 3: Far northern areas, Yukon and Northwest Territories,
Labrador and northern Quebec | $36,000/unit |
Additional assistance may be available in areas defined as remote.
IMPORTANT: Work carried out before the loan is approved in writing is not eligible for funding under this program.
Other CMHC programs are available to assist eligible Canadians with repairs to substandard housing, accessibility modifications and adaptations for persons with disabilities and seniors.
In some areas of Canada, funding for these or similar programs is provided jointly by the Government of Canada, and the provincial or territorial government. In these areas, the provincial or territorial housing agency may be responsible for delivery of the programs. Program variations may also exist in these areas.
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