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For Consumers
Credit, Loans and Debt: Credit cards
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Credit cards are convenient and can allow you flexibility in managing your personal finances. Some also provide rewards, such as points towards travel or cash back. If you use them wisely, credit cards will help you build a good credit history. On the other hand if you're not careful, credit cards can get you into more debt than you can handle. That's why it's important to know about the rights and responsibilities that come with a credit card and to understand your card's features, terms and conditions.
The links below will help you choose a credit card that works best for your needs and preferences, give you information on how to protect yourself from credit card fraud, and provide tips on how to save money with your credit card. You will also find information about the importance of using credit wisely and about your rights and responsibilities with respect to credit cards.
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