CMHC for Consumers	November 2007

Homebuying Step by Step — Interactive Version

Step through the Life-Cycle of your home

Programs and Financial Assistance

Financial assistance takes the form of loans, forgivable loans or non-repayable contributions, and can be used to fund repairs, renovations, accessibility modifications, the creation of low-income rental units, and home adaptations. Programs are available for low-income households, seniors, and persons with disabilities.

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In this Section:

Homeowner Residential Rehabilitation Assistance Program — Homeowner RRAP
Financial assistance to low-income households who own and occupy substandard housing to enable them to repair their dwellings to a minimum level of health and safety.
Rental Residential Rehabilitation Assistance Program — Rental RRAP
Assistance for landlords of affordable housing to pay for mandatory repairs to self-contained units occupied by low-income tenants.
Residential Rehabilitation Assistance Program — RRAP for Conversions
Assistance for converting non-residential buildings into affordable housing.
Rooming House Residential Rehabilitation Assistance Program — Rooming House RRAP
Repair assistance for owners of rooming houses with rents affordable to low-income individuals.
Residential Rehabilitation Assistance Program — RRAP for Persons with Disabilities
Financial assistance to undertake accessibility work to modify dwellings occupied or intended for occupancy by low-income persons with disabilities.

Residential Rehabilitation Assistance Program — Secondary/Garden Suite
Assistance to create affordable self-contained rental units for low-income seniors and adults with disabilities.
Home Adaptations for Seniors' Independence (HASI)
Financial assistance for minor home adaptations to extend the time low-income seniors can live in their own homes independently.
Shelter Enhancement Program (SEP)
Assistance to build, repair, rehabilitate and improve shelters and second stage housing for women, children and youth who are victims of family violence.
Emergency Repair Program (ERP)
The ERP assists eligible homeowners or occupants in rural areas to undertake emergency repairs required for the continued safe occupancy of their houses.
Energuide for Low-income Households (EGLIH) — Update
Program delivery for EGLIH has been discontinued.

Ontario Region:

Request for Applications — Ontario Rental and Rooming House Residential Rehabilitation Assistance Program (RRAP)
CMHC is NOW accepting applications from owners of rental or rooming house properties in Ontario. If you own a property for low-income tenants, and need to repair, rehabilitate, or convert your property, you may be eligible for financial assistance. Find out how.
Request for Applications — Shelter Enhancement Program (SEP)
CMHC is NOW accepting applications from sponsors of shelters in Ontario needing repairs or rehabilitation. If your shelter supports women and children, youth or men who are victims of family violence, you may be eligible for financial assistance. Find out how.

Request for Applications — Secondary / Garden Suites
Limited funds are available to assist in the creation of affordable, self-contained secondary suites and garden suites for low-income seniors and disabled adults. Eligibility is limited to existing family housing residential properties.

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