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Did you know…
In the event of a default, BDC's subordinate financing solutions never include a conversion clause in common shares.
Some of the eligibility criteria
Strong management team
Profitable business
Excellent financial controls
Competitive advantage
Looking to finance your growth? Do you want capital without diluting your company's equity? Is your business growing fast but can't provide the security required by traditional lenders? Subordinate financing is a strategic alternative…
Acquisitions (competitors, suppliers or clients)
Shareholder buyouts:
Intergeneration transfer
Buyout by existing management
Buyout by new team
Working capital for growth
New markets
New products - R&D/Innovation
Financing of intangible assets – goodwill
BDC can help you determine if subordinate financing is the right solution for you.
BDC shares the risk with the company and its other financial partners:
Security subordinated to secured lenders
Variable yield, partially based on the company's success
Less costly than equity financing
Lower after-tax cost
Interest is tax deductible
In vast majority of instances:
No shareholder agreement
No management rights
No board of directors representative
Not a formula-driven solution: Customized to your specific needs such as sales seasonality, working capital requirements and repayment structure.
Limits the dilution of the company's capital.
A strong team dedicated solely to SME subordinate financing.
