Residential Rehabilitation Assistance Program (RRAP) — Conversion

The RRAP — Conversion provides assistance to convert non-residential properties into affordable self-contained rental housing units or bed-units. This program is available in all areas.

Who is eligible?

Eligible clients are those owning and converting non-residential properties to create affordable rental accommodation for low-income households. These clients include:

• private entrepreneurs
• non-profit corporations
• Aboriginal Peoples

Eligible properties must be:

• environmentally safe
• feasibly converted to residential accommodation
• viable based on agreed post-conversion rents.

What assistance is available?

The assistance is a fully forgivable loan, which does not have to be repaid provided the owner meets certain conditions. The maximum loan available varies with the type of units being created, and area of the country, as follows:

	Maximum Loan (per unit)	Maximum Loan (per bed-unit)
Zone 1 : Southern areas of Canada	$24,000	$16,000
Zone 2 : Northern areas	$28,000	$19,000*
Zone 3 : Far northern areas	$36,000	$24,000*

* A 25 percent supplement in assistance is available in remote areas. Only work related to the conversion and rehabilitation of non-residential properties to create residential units and bed-units is eligible.

IMPORTANT: Work carried out before the loan is approved in writing is not eligible for funding under this program.

Where can I get more information?

Contact your local CMHC office

Other CMHC programs are available to assist eligible Canadians with repairs to substandard housing, accessibility modifications and adaptations for persons with disabilities and seniors.

In some areas of Canada, (excluding on-reserve), funding for these or similar programs is provided jointly by the Government of Canada, and the provincial or territorial government. In these areas, the provincial or territorial housing agency may be responsible for delivery of the programs. Program variations may also exist in these areas.

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