Use "Spending Smarter" to avoid common spending pitfalls and maximize the amount of money you have at your disposal.

• Does a decision have to be made on whether to finance or lease your new vehicule? Try the Vehicle Lease or Buy Calculator
• Wondering how to save money on housing costs? Use the Mortgage Savings Calculator or the Rent or Buy a Home Calculator.
• Most people borrow to finance major purchases, but the real cost of borrowing varies widely. Try the Cost of Borrowing Calculator to compare the differences.
• Calculate the impact of those really small but surprisingly important Daily Spending habits.
• How does your spending stack up against the average Canadian Household? Find out What Canadians Spend.