OSFI continues to be aware of various types of scams or frauds, attempted through emails, or sometimes published on the Internet or in other media.   

List of Warning Notices (names of entities that OSFI believes may be of concern to the business community and the public)

Scams

Types of advanced fee fraud scams and other scams

“Nigerian letters“, Investment purchase offers
Situation: you receive an email describing an allegedly legal business proposal. Read more.

Fake Loans
Situation: you see a newspaper advertisement or you receive an email from what looks like a genuine financial institution offering to lend you money even if you have no credit rating.  Read more.

Identify Theft
Situation: you receive an email that looks like it came from a financial institution.  Read more.

Fake Job Offers
Situation: you receive an email from a company offering you a job. Read more.

What should you do if you get one of these emails? Read more

More information or to report a scam

Organization	Contact them about:
Phonebusters	Telemarketing fraud
Royal Canadian Mounted Police	Fraud
Canadian Securities Administrators	Investment scams
OSFI Who We Regulate Provincial and Territorial Financial Regulators	Inquiries about legitimacy of financial institutions
Federal Bureau of Investigation (USA)	Fraud
Internet Crime Complaint Center (USA)	Telemarketing fraud
LookstooGoodtobeTrue (USA)	Online or mail fraud
Metropolitan Police, London, UK	Fraud

Warning Notices:

(Adobe Acrobat Reader is required for PDF documents) [top]
[07-11-08]	Issue # 78, November 2007 (PDF format)
[07-11-01]	Issue # 77, November 2007 (PDF format, updated November 2007)
[07-07-26]	Issue # 76, July 2007 (PDF format)
[07-06-07]	Issue # 75, June 2007 (PDF format)
[07-05-09]	Issue # 74, May 2007 (PDF format)
[06-11-16]	Issue # 73, November 2006 (PDF format)
[06-10-11]	Issue # 72, October 2006 (PDF format)
[06-09-07]	Issue # 71, August 2006 (PDF format)
[06-06-15]	Issue # 70, June 2006 (PDF format, updated July 2006)
[06-04-11]	Issue # 69, April 2006 (PDF format)
[06-01-11]	Issue # 68, January 2006 (PDF format)
[05-12-22]	Issue # 67, December 2005 (PDF format)
[05-12-15]	Issue # 66, December 2005 (PDF format)
[05-12-06]	Issue # 65, November 2005 (PDF format)
[05-11-22]	Issue # 64, November 2005 (PDF format)
[05-11-04]	Issue # 63, October 2005 (PDF format)
[05-11-04]	Issue # 62, October 2005 (PDF format)
[05-09-02]	Issue # 61, September 2005 (PDF format)
[05-07-05]	Issue # 60, June 2005 (PDF format)
[05-06-28]	Issue # 59, June 2005 (PDF format)
[05-06-28]	Issue # 58, June 2005 (PDF format)
[05-02-10]	Issue # 57, February 2005 (PDF format, updated June 2005)
[04-11-15]	Issue # 56, November 2004 (PDF format)
[04-10-06]	Issue # 55, October 2004 (PDF format)
[04-06-24]	Issue # 54, June 2004 (PDF format)
[04-06-07]	Issue # 53, June 2004 (PDF format)
[04-02-16]	Issue # 52, February 2004 (PDF format)
[04-01-28]	Issue # 51, January 2004 (PDF format)
[03-12-23]	Issue # 50, December 2003 (PDF format)
[03-12-18]	Issue # 49, December 2003 (PDF format)
[03-09-24]	Issue # 48, September 2003 (PDF format, updated February 2007)
[03-08-26]	Issue # 47, August 2003 (PDF format)
[03-08-26]	Issue # 46, August 2003 (PDF format)
[03-07-14]	Issue # 45, July 2003 (PDF format)
[03-06-23]	Issue # 44, June 2003 (PDF format)
[03-06-18]	Issue # 43, June 2003 (PDF format)
[03-05-27]	Issue # 42, May 2003 (PDF format)
[03-03-14]	Issue # 41, March 2003 (PDF format)
[03-03-10]	Issue # 40, March 2003 (PDF format)
[03-01-29]	Issue # 39, January 2003 (PDF format)
[03-01-07]	Issue # 38, January 2003 (PDF format, updated February 2004)
[02-11-20]	Issue # 37, November 2002 (PDF format)
[02-10-18]	Issue # 36, October 2002 (PDF format)
[02-09-25]	Issue # 35, September 2002 (PDF format)
[02-09-19]	Issue # 34, September 2002 (PDF format)
[02-08-30]	Issue # 33, August 2002 (PDF format)
[02-08-22]	Issue # 32, August 2002 (PDF format)
[02-07-31]	Issue # 31, July 2002 (PDF format)
[02-07-11]	Issue # 30, July 2002 (PDF format)
[02-06-21]	Issue # 29, June 2002 (PDF format, updated July 2006)
[02-06-13]	Issue # 28, June 2002 (PDF format, updated January 2003)
[02-06-06]	Issue # 27, June 2002 (PDF format)
[02-05-17]	Issue # 26, May 2002 (PDF format, updated December 2002)
[02-04-26]	Issue # 25, April 2002 (PDF format)
[02-04-18]	Issue # 24, April 2002 (PDF format)
[02-02-21]	Issue # 23, February 2002 (PDF format)
[01-12-21]	Issue # 22, December 2001 (PDF format)
[01-11-27]	Issue # 21, revised February 2005 (PDF format)
[01-10-03]	Issue # 20, October 2001 (PDF format)
[01-09-07]	Issue # 19, September 2001 (PDF format)
[01-08-16]	Issue # 18, August 2001 (PDF format)
[01-07-11]	Issue # 17, July 2001 (PDF format)
[01-05-18]	Issue # 16, May 2001 (PDF format)
[01-04-25]	Issue # 15, April 2001 (PDF format)
[01-04-09]	Issue # 14, April 2001 (PDF format)
[01-03-02]	Issue # 13, March 2001 (PDF format)
[01-03-02]	Issue # 12, February/March 2001 (PDF format)
[01-02-12]	Issue # 11, February 2001 (PDF format)
[01-01-23]	Issue # 10, January 2001 (PDF format)
[00-10-20]	Issue # 9, October-November 2000 (PDF format)
[00-09-20]	Issue # 8, August-September 2000 (PDF format)
[00-07-26]	Issue # 7, July 2000 (PDF format)
[00-06-07]	Issue # 6, June 2000 (PDF format)
[00-05-26]	Issue # 5, May 2000 (PDF format)
[00-04-26]	Issue # 4, April 2000 (PDF format, updated October 2006)
[00-03-26]	Issue # 3, March 2000 (PDF format), updated October 2006)
[00-02-26]	Issue # 2, February 2000 (PDF format, updated November 2007)
[00-01-26]	Issue # 1, January 2000 (PDF format)

Cumulative Warning List

The following is a cumulative list of entities that OSFI believes may be of concern to the business community and the public. The most recent additions are in bold print. None of the listed entities is regulated by OSFI or licensed under any Canadian federal financial institutions legislation.

For your added convenience, we have added the specific Warning Notice issue where each entity first appeared, under the "reference" column. For entities where the reference is marked "Cumulative Warning Circular", please note that the original "Cumulative Warning Circular" document is a list that pre-dates the individual Warning Notices and is not available online.

#|A|B|C|D|E|F|G|H|I|J|K|L|M|N|O|P|Q|R|S|T|U|V|W|Y|Z

# [top]

Entity Name	Reference
1st Line Financial Group	Issue No. 69

A [top]

Entity Name	Reference
Affordable Lending Group	Issue No. 39
African Oceanic Bank	Issue No. 49
AfriqueBank	Issue No. 25
African Development Bank	Issue No. 37
African Development Trust & Financial Services	Issue No. 37
Allcanadian Financial Co.	Issue No. 56
Alliance Central Bank	Issue No. 33
Alliance Securities and Trust	Issue No. 40
Allied Asset Management	Issue No. 45
Allied Bank & Trust Limited	Cumulative Warning Circular
Allied Boston Bank, Inc.	Issue No. 8
Allied Chartered Bank	Issue No. 30
Allied Financial Trust	Issue No. 72
Allied Investment Bank	Cumulative Warning Circular
Alpha Credit Union Bank	Issue No. 28
American Indemnity Assurance Group	Issue No. 6
American MoneyCentre Thrift and Loan	Cumulative Warning Circular
Amexco Banque de Swiss	Cumulative Warning Circular
Andover International Bank Inc.	Cumulative Warning Circular
ANM Investment Banking Corp.	Cumulative Warning Circular
Apex Financial Group	Issue No. 43
Apogee Trust Securities	Issue No. 50
Applebank Capital Corporation	Cumulative Warning Circular
Arrow Financing Group	Issue No. 7
Asia Pacific Bank	Cumulative Warning Circular
AXA-Prime Insurance (AXA-Prime Insurance is unrelated to the AXA Canada Group)	Issue No. 21
Aylesbury Bank Inc.	Cumulative Warning Circular

B [top]

Entity Name	Reference
Banc Carson, Ltd.	Cumulative Warning Circular
Banc Lugano, A.G.	Cumulative Warning Circular
Banc Lugano A.G., Inc.	Cumulative Warning Circular
Banc Suisse, A.G.	Cumulative Warning Circular
Banca Generali (not associated with Banca Generali, Trieste, Italy, a legitimate Italian bank)	Issue No. 53
Banco de Asia	Cumulative Warning Circular
Banco de Londres y Multinacionale, S.A.	Cumulative Warning Circular
Bank Laurentian (Not connected with Laurentian Bank of Canada, a legitimate bank, or its affiliates.)	Issue No. 47
Banco de Los Indies International Limited	Cumulative Warning Circular
Bank of Central Atlantic	Issue No. 23, Issue No. 20
Bank of Ireland Financial, Inc. (This entity is not related to Bank of Ireland or its subsidiaries or affiliates.)	Cumulative Warning Circular
Bank of ME	Cumulative Warning Circular
Bank of Newport Incorporated	Issue No. 13
Bank of North America	Cumulative Warning Circular
Bank of the Pacific Limited	Cumulative Warning Circular
Bankers Financial and Security Trust	Issue No. 55
Banking Corporation of America, Ltd.	Cumulative Warning Circular
Banque Credito Comerciale, S.A.	Cumulative Warning Circular
Banque d'Échange de Manhattan (Canada)	Cumulative Warning Circular
Banque International Pour Le Commerce Et L'Industrie De La Offshore Canada	Issue No. 40
Banque Sterling (Sterling Bank)	Cumulative Warning Circular
Banquedenationale Bank (Not connected with National Bank of Canada, a legitimate bank, or its affiliates)	Issue No. 44
Baron Banker Ltd.	Cumulative Warning Circular
Bell & Howe Insurance Group	Issue No. 16
Benelux Merchant Bank, Ltd.	Cumulative Warning Circular
Benelux Commercial Bank, Ltd.	Cumulative Warning Circular
Benelux Credit Bank, Ltd.	Cumulative Warning Circular
Bentley Financial Services Inc.	Issue No. 21
Bentley International Bank Limited	Cumulative Warning Circular
Berkshire Investments (Not connected with Berkshire Securities Inc., Berkshire Investment Group Inc., Berkshire Insurance Services Inc., which are legitimate financial and insurance companies headquartered in Burlington, Ontario, or their affiliates.)	Issue No. 42
Bermuda Credit Re-Insurance Bank	Issue No. 49
Bermuda Credit Re-Insurance Bank. LTD	Issue No. 49, Issue No. 51
Bonded Trust	Issue No. 43
Borealis International	Issue No. 74
British Capital Group	Issue No. 29
British Private Bankers, Ltd.	Cumulative Warning Circular
Brussels Euro Bank, Ltd.	Cumulative Warning Circular
Business Bank International	Cumulative Warning Circular

C [top]

Entity Name	Reference
California International Bank Limited	Cumulative Warning Circular
California Pacific Bankers Insurance	Issue No. 6
Cambridge International Bank & Trust Company Ltd.	Issue No. 6, Issue No. 14
Cambridge International Trust Co.	Cumulative Warning Circular
Cambridge Trust	Issue No. 1
Can-America Credit Union	Issue No. 52
CanadaBank	Issue No. 73
Canadian Credit Bank Limited	Cumulative Warning Circular
Canadian Equity Funding	Issue No. 1
Canadian Trade Bank	Cumulative Warning Circular
Capital Banc Canada	Cumulative Warning Circular
Capital International Bank and Trust Ltd.	Cumulative Warning Circular
Caribbean Building Society	Issue No. 18
Carson Investment Company	Cumulative Warning Circular
Carson Trust Company	Cumulative Warning Circular
Cayman International Group	Issue No. 7
Cayman International Holdings	Issue No. 7
Centennial Insurance Company	Issue No. 56
Central Credit Unions (Not connected with any legitimate credit union, including Credit Union Centrals in Canada, or their affiliates.)	Issue No. 47
Central Bank of Canada	Cumulative Warning Circular
Centre Union	Issue No. 50
Century Funding	Issue No. 72
Century Trade Bank Ltd.	Cumulative Warning Circular
Charter Financial Company	Issue No. 54
Chase Global International	Cumulative Warning Circular
Churchill International Bank	Cumulative Warning Circular
Citioverseas Bank BWI Ltd.	Cumulative Warning Circular
Columbia Security and Transfer Inc.	Cumulative Warning Circular
Commerce and Cooperative Offshore Bank	Issue No. 53
Commercial Bank of Canada	Cumulative Warning Circular
Commercial Fidelity Bank Ltd.	Cumulative Warning Circular
Commonwealth Bank Ltd.	Cumulative Warning Circular
Commonwealth Overseas Bank	Cumulative Warning Circular
Continental Bank of Canada	Issue No. 66
Continental Financial & Security Trust Services	Issue No. 40
Continental Financial Trust	Issue No. 26
Continental Trust Bank of Canada	Issue No. 26
Coopérative d’épargne et de Crédit des Commercant EF	Issue No. 72
Coopers & Associates	Issue No. 37
Credit Financial and Trust Company	Issue No. 52
Credit Reserve Union	Issue No. 52
Crestal Bank	Issue No. 42
Crown International Bank	Cumulative Warning Circular
Crubank Corporation	Issue No. 38

D [top]

Entity Name	Reference
DBA Island Atlantic Securities	Issue No. 20
Depository Financial Services	Issue No. 62
Development & Holding Bank of Belize	Issue No. 56
Dexia Financial Trust (not connected with Dexia Crédit Local S.A. (“Dexia”) which is a legitimate foreign bank under the Bank Act with an office in Montreal, Quebec)	Issue No. 75
Dialogbank	Cumulative Warning Circular
Diamond Financial Bank (not to be confused with Diamond Financial Corporation)	Issue No. 11, Issue No. 12
Digital Commerce Bank, Ltd.	Issue No. 4
Digital World Financial, Inc.	Issue No. 17
Dominion International Bank	Cumulative Warning Circular
Dominion Overseas Bank	Cumulative Warning Circular
Dominion Pacific Bank	Cumulative Warning Circular

E [top]

Entity Name	Reference
East Bonding Canada Corporation (“East Bonding”)	Issue No. 71
Eastech International Bank Ltd.	Cumulative Warning Circular
Eco-Canada	Issue No. 40
EEC Trust Group, Ltd.	Cumulative Warning Circular
Empire Federal Bank N.V., Amsterdam	Cumulative Warning Circular
Empire Financial Group ("Empire Financial" is the brand name used by a number of legitimate financial institutions that are members of the Empire Financial Group, headquartered in Toronto, Ontario. The above ficitious entity is not connected with or affiliated with members of the Empire Financial Group)	Issue No. 41
Enrotek Capital Inc.	Cumulative Warning Circular
Enterprise Management Investment and Commercial Bank	Cumulative Warning Circular
Equitable Finance & Securities	Issue No. 65
Equity Credit Union	Issue No. 49
Equity Finance & Securities	Issue No. 26
Equity Financial Trust	Issue No. 40, Issue No. 55
Equity Merchant Bank	Cumulative Warning Circular
Equity Shares Financial Services	Issue No. 30
Eureka Bank	Cumulative Warning Circular
Euro-Amro Bancorp Inc.	Issue No. 72
Euro American Mortgage Corp.	Cumulative Warning Circular
Euro Credit & Exchange Bank Ltd.	Issue No. 15
Euro Credit & Trust Ltd.	Issue No. 15
Euro Creditanstalt Bank, Ltd.	Cumulative Warning Circular
Euro Federal Bank N.V.	Issue No. 4
Euro Trust Corporation	Issue No. 67
EuroBank Trade Finance Inc.	Cumulative Warning Circular
Euro-Credit and Commerce Inc.	Cumulative Warning Circular
Euro-Pacific Bank Ltd.	Cumulative Warning Circular
Euro-Pacific International Bank Ltd.	Cumulative Warning Circular
European Canadian Securities	Cumulative Warning Circular
European Merchant Bank	Cumulative Warning Circular
European Overseas Bank Ltd.	Cumulative Warning Circular
European Union Bank	Cumulative Warning Circular
Excelsior General Insurance Company Limited	Issue No. 6
Exchange International Bank Limited	Cumulative Warning Circular

F [top]

Entity Name	Reference
Faialense S.A.	Cumulative Warning Circular
FairBank Group, Offshore Banking	Issue No. 56
Falcon Financial and Trust	Issue No. 55
Fidelity Development Bank Limited	Cumulative Warning Circular
Fidelity Management & Trust Ltd.	Cumulative Warning Circular
Financial Trust Services	Issue No. 47
Fine Mint International	Issue No. 29
First American International Bank, Inc.	Issue No. 3, Issue No. 4
First American International Bank Ltd. (not to be confused with First American International Bank, Brooklyn, New York)	Issue No. 12
First Atlantic Trust	Issue No. 27
First Bank of North America	Cumulative Warning Circular
First Benelux Bank, Ltd.	Cumulative Warning Circular
First Canadian Bank	Issue No. 40
First Canadian Bank & Depository Limited	Cumulative Warning Circular
First Canadian International Bank, Limited,	Cumulative Warning Circular
First Capital Trading & Finance Corp.	Issue No. 50
First Capital Trust of Geneva S.A.	Issue No. 2
First Cayman Bank	Issue No. 50
First Citizens Bank (First Citizens Bank of Toronto, Ontario is not connected with the following legitimate financial institutions: First Citizens Bank, Raleigh, North Carolina, USA First Citizens Bank, Trinidad and Tobago First Citizens Bank, South Carolina, USA First Citizens Bank, Presque Isle, Maine, USA First Citizens Bank, Elizabethtown, Kentucky, USA First Citizens Bank, Columbia Falls, Montana, USA First Citizens Bank, Luverne, Alabama, USA First Citizens Bank, Talladega, Alabama, USA First Citizens National Bank, North Iowa, USA First Citizens National Bank, Mansfield, Pennsylvania, USA First Citizens National Bank, Dyersburg, Tennessee, USA First Citizens State Bank, Whitewater, Wisconsin, USA 1st Citizens Bank, Polson, Montana, USA)	Issue No. 40
First Colonial Bank Limited (The)	Cumulative Warning Circular
First Continental Bank Corp.	Issue No. 3
First Continental Bancorp Inc.	Cumulative Warning Circular
First Creditanstalt Bank, Ltd.	Cumulative Warning Circular
First Dominion Trust	Issue No. 54
First Federal Bancorp (Canada) Inc.	Cumulative Warning Circular
First Federal Plus Inc.	Issue No. 16
First Federal Trust	Cumulative Warning Circular
First Global Investment Bank	Cumulative Warning Circular
First Imperial National Bank	Cumulative Warning Circular
First International Bank of Grenada	Issue No. 1, Issue No. 6, Issue No. 14
First International Commerce Bank Limited	Cumulative Warning Circular
First Merchant Bank & Trust	Cumulative Warning Circular
First Merchants Bank of Canada	Cumulative Warning Circular
First National	Issue No. 48
First National Credit	Cumulative Warning Circular
First National Security Trust	Cumulative Warning Circular
First Nations Merchant Bank of America	Cumulative Warning Circular
First Option	Issue No. 50
First Rate Financial Group Inc.	Issue No. 53
First Re-insurance Ltd.	Issue No. 6
First Standard Trust	Issue No. 49
First Security & Deposit Trust Limited	Issue No. 18
First Security Financial Services	Issue No. 23
First Trust Bank of Canada	Cumulative Warning Circular
First Trust Group	Cumulative Warning Circular
First World Trading Bank	Cumulative Warning Circular
FM International Capital Group	Issue No. 29
Foreign Payment Clearing House	Cumulative Warning Circular
Foundland Financial	Issue No. 69
Friendly Banker (Cheque Cashing) Corp.	Issue No. 77
Frost National Trust	Issue No. 64

G [top]

Entity Name	Reference
Garrison Overseas Bank and Trust, Inc.	Issue No. 19
Garrison Overseas Financial Services Ltd.	Issue No. 19
Geneva Anconia International Bank Inc.	Cumulative Warning Circular
Geneva Euro Bank, Ltd.	Cumulative Warning Circular
Geneva Merchant Bank	Cumulative Warning Circular
Georgian Import-Export International Bank	Cumulative Warning Circular
Gestion Lamca Inc. (otherwise known as Lamca Holdings Inc).	Issue No. 71
Ginisan Investment and Financial Canadian Bank	Cumulative Warning Circular
Global Banking and Security Canada	Issue No. 26
Global Control Foreign Exchange	Issue No. 53
Global Credit Inc.	Cumulative Warning Circular
Global Dominion Financial Services	Issue No. 12
Global Financial Consulting	Cumulative Warning Circular
Global Financial Services	Issue No. 69
Global Manufacturers Bank	Cumulative Warning Circular
Global Strategies Inc.	Issue No. 2
Globe Trust Financial	Issue No. 37
GLOBE TRUST FINANCIAL Company of Toronto	Issue No. 37
Golden Merchant Bank	Issue No. 75
Golden Trust Bank	Issue No. 44
Goldman & Stein	Issue No. 30
Grand Credit Union	Issue No. 49
Group De Profits Strategiques Assurances S.A (ISG)	Issue No. 49
Groupe Interconsultant	Issue No. 1
GS Interfinance S.A.	Cumulative Warning Circular
Guaranty Bank & Trust Company Ltd.	Cumulative Warning Circular
Guaranty Creditanstalt Bank, Ltd.	Cumulative Warning Circular
Guaranty Pacific Trust	Issue No. 37
Guardian Capital Bank Ltd.	Cumulative Warning Circular
Guardian Commerce Bank	Cumulative Warning Circular
Guardian Commercial Bank Ltd.	Cumulative Warning Circular
Gulf International Bank Limited (Not to be confused with Gulf International Bank B.S.C. and any of its subsidiaries, a legitimate bank domiciled in Bahrain and regulated by the Bahrain Monetary Agency)	Cumulative Warning Circular
Gulf Union Bank Bahamas Ltd.	Cumulative Warning Circular

H [top]

Entity Name	Reference
Harvest Capital	Issue No. 57
Hawthorne Trust	Cumulative Warning Circular
Heritage International Inc.	Cumulative Warning Circular
Heritage Investment Bank	Cumulative Warning Circular
Hermes Bancorp	Issue No. 56
Holden Bancorp Limited	Cumulative Warning Circular
Home Capital Group (Not connected to Home Trust Company, a legitimate Canadian trust company, or to Home Capital Group Inc.)	Issue No. 50
Horus Bank/Horus Services Limited	Issue #38

I [top]

Entity Name	Reference
Ideal Financial	Cumulative Warning Circular
Imperia International Bank Ltd.	Cumulative Warning Circular
IMF International	Issue No. 29
IMF World Wide Financing	Issue No. 29
IMPERIAL TRUST FINANCIAL	Issue No. 38
Independent Business Credit Bank	Cumulative Warning Circular
Inter Caribbean Business Management	Issue No. 12
Inter Credit Union Bank	Issue No. 38
Interconsulta M.C. Limiteé	Issue No. 1
Intercontinental First Bank Ltd.	Cumulative Warning Circular
Intercontinental Security Bank Limited	Cumulative Warning Circular
International Chartered Bank	Issue No. 51
International Commerce Bank	Issue No. 49
International Credit Union	Issue No. 51
International Finance Marketing, Inc.	Cumulative Warning Circular
International Investment Banking Corporation	Issue No. 26
International Payments Bureau	Issue No. 54
International Water Safety Foundation	Issue No. 38
Internet Bank & Trust.com	Issue No, 17
Italia Euro Bank, Ltd.	Cumulative Warning Circular

J [top]

Entity Name	Reference
Joseph First International Bank Limited	Cumulative Warning Circular

K [top]

Entity Name	Reference
Keltic Trust Company	Cumulative Warning Circular
Kestral Trust Limited	Cumulative Warning Circular
Key Bank Corp.	Issue No. 77
Key Bank Capital Management Corp.	Issue No. 77
Key Bank Developments Limited	Issue No. 77
Keystone Bank, Ltd.	Cumulative Warning Circular
Keystone Trust Co., Ltd.	Cumulative Warning Circular
Kredit World Financial	Issue No. 46

L [top]

Entity Name	Reference
La Rock Institute of Canada	Cumulative Warning Circular
LAURENTIAN BANK OF CANADA / L.B.C. (Not connected with Laurentian Bank of Canada, a legitimate bank, or its affiliates)	Issue No. 38
Liberty Commercial Bank	Cumulative Warning Circular
Liberty International Bank & Trust	Issue No. 12
Liberty Security and Finance Inc.	Issue No. 46
Liechtenstein Merchant Bank, A.G.	Cumulative Warning Circular
Liechtenstein Trust Company, Ltd.	Cumulative Warning Circular
Lincoln Financial Trust.	Issue No. 71
Lippo/Halifax	Cumulative Warning Circular
Lloyd's Funds (Lloyd's Funds is not connected with Lloyd's Underwriters, a foreign insurance company duly registered in Canada)	Issue No. 29
Lloyd's Merchant Bank, Ltd.	Cumulative Warning Circular
Lloyd's Trust Company, Ltd.	Cumulative Warning Circular
Lombard Banking International	Cumulative Warning Circular
London Euro Bank, Ltd.	Cumulative Warning Circular
London Merchant Bankers Ltd.	Cumulative Warning Circular
London Overseas Bank Ltd.	Cumulative Warning Circular
London Trust Company Ltd.	Cumulative Warning Circular
Lugano Trust Company Limited	Cumulative Warning Circular
Lydian International Commerce (Luxembourg) S.A. Merchant Bankers	Cumulative Warning Circular

M [top]

Entity Name	Reference
Mackinnon & Co. Limited	Issue No. 17
Magnus Optivest Inc	Issue No. 31
Manulife Financial Services	Issue No. 61
Maple Trust Financial	Issue No. 34
Marine & General Underwriting, Brussels, Belgium	Issue No. 22
Marine & International Insurance Company Limited	Issue No. 17
Marine and Pacific Commercial Bank	Cumulative Warning Circular
Maritime & General International Insurance Company Limited	Issue No. 17
Maritime Financial & Security Co.	Issue No. 60
Maritime Financial Trust	Issue No. 72
Maryland Investment(s) Club (This entity claims, falsely, to be affiliated with MD Private Trust Company. MD Private Trust Company is an authorized Canadian deposit-taking institution, but is not connected to Maryland Investment Club)	Issue No. 27
May Trust	Issue No. 54
Merchant Commercial Bank	Issue No. 15
Merchants Commerce Bank Limited	Cumulative Warning Circular
Metropolitan International Bank Limited	Cumulative Warning Circular
Mid-Island Group / Western Empire Bank	Issue No. 53
Monaco Credit & Guaranty Bank, Ltd.	Cumulative Warning Circular
Moncrieff Underwriters	Issue No. 17
MV Mecury Ventures	Issue No. 4

N [top]

Entity Name	Reference
Nassau Finances	Issue No. 48
National Bank (Not connected with National Bank of Canada, a legitimate bank, or its affiliates)	Issue No. 44
National Bank of Windsor	Cumulative Warning Circular
National Business Investment in Trust Inc. (also known as NBI in Trust)	Issue No. 17
National Deposit	Issue No. 55
National Financial Group	Issue No. 58
National Indian Bank	Cumulative Warning Circular
Navy Street Bancorp	Cumulative Warning Circular
Nearbank Financial Centres Ltd.	Cumulative Warning Circular
New Westminster Bank	Issue No. 48
New York Guaranty and Trust Corp.	Cumulative Warning Circular
Newport Financial Group Ltd.	Issue No. 13
The North American Life Assurance Company	Cumulative Warning Circular
North American Marine General Insurance Company	Issue No. 38
North American Standard Trust	Issue No. 43
North Bank of Canada	Cumulative Warning Circular
Northern Bancorp Inc.	Issue No. 53
Northern Commercial Fire & General Ins. Co. Ltd.	Issue No. 6
Northern Reef Insurance Company Ltd.	Issue No. 6

O [top]

Entity Name	Reference
OBE International Bank, Ltd.	Cumulative Warning Circular
Objeto Limitada	Cumulative Warning Circular
OffshoreBank	Cumulative Warning Circular
O.P.E.C. Capital	Issue No. 29
OPECapital	Issue No. 29
Optimum Banking Corp.	Cumulative Warning Circular
Optimum International Private Banking	Cumulative Warning Circular
Opus-Merbank Limited	Cumulative Warning Circular
Original Fine Mint	Issue No. 29
Overseas Bank of Finance Ltd.	Cumulative Warning Circular

P [top]

Entity Name	Reference
Pacific Asian Bank	Issue No. 49
Pacific Bank Corp. Inc.	Cumulative Warning Circular
Pacific Credit Union	Issue No. 50
Pacific Crest Financial Services	Issue No. 50
Pacific Exchange International Bank	Cumulative Warning Circular
Pacific Financial Trust Company of Toronto	Issue No. 37
Pacifik Financial Trust	Issue No. 37
Pacific Fiscal Management, Inc.	Cumulative Warning Circular
Pacific Reserve Bank & Trust Ltd.	Cumulative Warning Circular
Pacific Trust and Commerce Bank Inc.	Cumulative Warning Circular
Paramount Reinsurance Ltd.	Issue No. 6
Partner Bank AD	Issue No. 10
Petro Funds	Issue No. 29
Piggy Bank Financial Services Ltd.	Cumulative Warning Circular
Pinnacle Trust Securities	Issue No. 48
Pioneer Development Bank Inc.	Cumulative Warning Circular
Pioneer International Holdings, Inc.	Cumulative Warning Circular
Premiere Insurance Group (Not connected with The Premiere General Insurance Group,a legitimate insurance company headquartered in Winnipeg, MB, or its affiliates.)	Issue No. 42
Priamerica Financial Credit Union	Issue No. 50
Prime Credit Bank Limited	Cumulative Warning Circular
Provincial International Financial Trust	Issue No. 49
Puget's Sound Agriculture Society Ltd.	Issue No. 8

Q [top]

Entity Name	Reference
Quick Easy Insure	Issue No. 48

R [top]

Entity Name	Reference
RBC Royal Bank / Royal Trust	Issue No. 36
Regal Bank of Montserrat, The	Cumulative Warning Circular
Regal Insurance Company	Issue No. 7
Regent International Bank Ltd.	Cumulative Warning Circular
Reliance Insurance Company (not connected with Reliance Insurance Company, a legitimate insurance company, or its affiliates)	Issue No. 41
Renfrew Security Bank & Trust	Issue No. 48
Republic Security International Ltd.	Cumulative Warning Circular
Reserve Union	Issue No. 53
Rockval Holding Corporation (“Rockval”)	Issue No. 71
Royal Financial Trust	Issue No. 38
Royal and Sun Alliance (This entity is not connected with Royal & Sun Alliance Insurance Company of Canada, a legitimate insurance company)	Issue No. 24
Royal Meridian International Bank	Cumulative Warning Circular
Royal State Bank, Inc.	Cumulative Warning Circular
Royal Trust of Zurich AG, formerly named United Depositors Trust S.A. (This entity is not related to Royal Bank of Canada, Royal Trust Corporation of Canada or The Royal Trust Company)	Issue No. 14

S [top]

Entity Name	Reference
Schweizer Invest Bank AG of Schweiz	Issue No. 30
Scotia Financial Trust (Scotia Financial Trust is not related to The Bank of Nova Scotia or any of its subsidiaries or affiliates)	Issue No. 27
Seacoast Trust Bank	Issue No. 78
Security Bank of Canada	Cumulative Warning Circular
Security Bank of Commerce Limited	Cumulative Warning Circular
Security Bankcorp	Cumulative Warning Circular
Sentinel Trust	Cumulative Warning Circular
SL Financial Group (not connected with Sun Life Financial Trust Inc., a legitimate federal trust company, or its affiliates)	Issue No. 68
Societé Canadienne de Cautionnement (Scc) Inc (otherwise known as Canadian Bonding Corporation)	Issue No. 71
Société de réassurance maritime S.A. (referred to as SOREM)	Issue No. 6
Splendid Bank	Issue No. 22
Standard Financial Trust Bank	Issue No. 38, Issue No. 55
Standard Trust Offshore Banking Limited	Issue No. 28
Starlife Financial Limited	Issue No. 45
Sterling Bank & Trust Co.	Issue No. 2
Sterling Bank Corp.	Issue No. 2
Sterling Euro Bank, Ltd.	Cumulative Warning Circular
Sterling Financial Limited	Issue No. 2
Sterling Investment Services Sterling Investment Services of Toronto, Ontario is not connected with the following legitimate financial institution: Sterling Trust of Waco, Texas	Issue No. 2
Suisse Bancorp Inc.	Cumulative Warning Circular
Suisse Private Trust, A.G.	Cumulative Warning Circular
Sun Life Financial (not connected with Sun Life Financial Trust Inc., a legitimate federal trust company, or its affiliates)	Issue No. 32
Sun Trust Insurance Company of Canada / Sun Trust Financial (not connected with Sun Life Financial Trust Inc., a legitimate federal trust company, or its affiliates)	Issue No. 39
Sunlife Financial Trust Incorporated (not connected with Sun Life Financial Trust Inc., a legitimate federal trust company, or its affiliates)	Issue No. 32
Swiss American Bank	Issue No. 3
Swiss Credit & Savings Trust Institute	Cumulative Warning Circular
Swiss Euro Bank, Ltd.	Cumulative Warning Circular
Swiss Financial Security Trust	Issue No. 50
Swiss Security Bank Ltd.	Cumulative Warning Circular
Swiss Venture Funds	Issue No. 29
Swissdene (Merchant Bank) Ltd.	Cumulative Warning Circular

T [top]

Entity Name	Reference
TD Canadian Trust Bank (not associated with the TD Bank Financial Group or Canada Trust, both legitimate Canadian financial institutions)	Issue No. 53
The Equity International Clearing Agency	Issue No. 40
The North American Life Assurance Company	Issue No. 37
Trans Atlantic Financial Trust Group	Issue No. 51
Trans Pacific Mortgage	Cumulative Warning Circular
Transamerica Investors Group (Not connected with Transamerica Life Canada, a legitimate insurance company, or its affiliates)	Issue No. 39
Trilateral Holdings Ltd.	Issue No. 45

U [top]

Entity Name	Reference
Unicredit Sociedad de Financiera de	Cumulative Warning Circular
Union Centre Services Financiers	Issue No. 50
Union Lombard Bank & Trust Corp.	Cumulative Warning Circular
Union One Bank	Issue No. 68
United Canadian Bank	Cumulative Warning Circular
United Democratic Republic of Korea (The)	Issue No. 14
United Equity Bank & Trust Ltd.	Cumulative Warning Circular
United Korean (Global) Bank (The)	Issue No. 14
United National Republic Bank	Cumulative Warning Circular
United Security Bank Limited	Cumulative Warning Circular
United States Deposit Insurance Corporation	Issue No. 38
United States Territories Bank & Trust	Cumulative Warning Circular
Unity Virtual Trust Group	Issue No. 55
Universal Trust Financial	Issue No. 43
Uro Banque Inc. (SC)	Issue No. 10
U.S. Reservation Bank & Trust	Issue No. 4
Uzincambank	Cumulative Warning Circular

V [top]

Entity Name	Reference
Vancouver Euro Bank, Ltd.	Cumulative Warning Circular
Vienna Euro Bank, Ltd.	Cumulative Warning Circular
Viscount Funding Corporation	Cumulative Warning Circular

W [top]

Entity Name	Reference
Wachovia Direct Lending	Issue No. 65
West Indies International Bank Ltd.	Cumulative Warning Circular
Westbrooke, Chaisse & Anderson, Inc.	Issue No. 37
Western Empire Bank	Issue No. 53
Western Pacific Overseas Bank	Cumulative Warning Circular
White Star Instant Coverage Corp.	Issue No. 1
Windsor Trust Company	Cumulative Warning Circular
Witherspoon, Seymour and Robinson Inc.	Issue No. 33
World Arbitrage Bank Ltd.	Cumulative Warning Circular
World Commerce Bank Limited	Cumulative Warning Circular
World International Bank Ltd.	Cumulative Warning Circular
World Job and Food Bank	Issue No. 2
World Security Bank Limited	Cumulative Warning Circular
World Venture Funds	Issue No. 29

Y [top]

Entity Name	Reference
Yarrabank Holdings Inc.	Cumulative Warning Circular
Yorkisle Capital Corp. (not to be confused with Yorkisle Capital Corporation, a legitimate Canadian business corporation incorporated in June, 1991)	Cumulative Warning Circular

Z [top]

Entity Name	Reference
Zenon Parks Savings and Credit Union	Issue No. 53
Zurich Credit Bankers, A.G.	Cumulative Warning Circular
Zurich Credit Trust, Ltd.	Cumulative Warning Circular
Zurich Creditanstalt Bank, Ltd.	Cumulative Warning Circular
Zurich Euro Bank, Ltd.	Cumulative Warning Circular