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Housing in Ontario

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Canada Mortgage Loan Insurance
This program provides insurance on loans granted for the purchase, construction, renovation or refinancing of single-family homes or multiple rental housing.

Contact Information




Canada Residential Rehabilitation Assistance Program (RRAP) for Homeowners
This program provides funding to low-income persons who own and occupy substandard housing so that they can repair the housing to ensure that it meets the minimum federal health and safety standards.

Contact Information




Ontario Homeownership Program
This program provides funding to help tenants buy a new home.

Contact Information




Canada Home Adaptations for Seniors Independence (HASI)
This program provides funding to homeowners and landlords so that they can make permanent minor home adaptations.

Contact Information




Canada Home Buyers' Plan (HBP)
This program allows eligible taxpayers to withdraw funds from their registered retirement savings plan (RRSP) to purchase or build a first home.

Contact Information

  • Toll-Free: 1 888 203-4305
  • TTY: 1 800 665-0354

Application




Canada ecoENERGY Retrofit
This program provides non-taxable grants to homeowners and owners of rental properties who have carried out renovations that improve the energy efficiency of their existing home or property.

Contact Information

  • Toll-Free: 1 800 622-6232
  • TTY: 1 800 926-9105




Canada Residential Rehabilitation Assistance Program (RRAP) for Persons with Disabilities
This program provides funding to homeowners and landlords of dwellings for low-income persons with disabilities so that they can carry out renovations to improve accessibility.

Contact Information




Canada GST/HST New Housing Rebate
This program provides a rebate on the goods and services tax (GST) or the harmonized sales tax (HST) paid on the construction or purchase of newly constructed or substantially renovated homes.

Contact Information

  • Toll-Free: 1 800 959-5525

Application




Ontario Property Tax Relief for Low-Income Seniors and Low-Income Persons with Disabilities
This program offers property tax relief to low-income seniors or persons with disabilities. Eligible persons may have their property taxes deferred, reduced, or cancelled.

Contact Information

  • General Inquiries: 1 416 585-7041
  • TTY: 1 866 220-2290
  • TTY Toronto: 1 416 585-6991




Canada Emergency Repair Program (ERP)
This program provides funding to low-income homeowners and tenants in rural areas so that they can make emergency repairs to their homes.

Contact Information




Ontario Solar Energy Systems Rebate Program
This rebate refunds the retail sales tax on solar energy systems in Ontario.

Contact Information

  • Toll-Free: 1 877 482-9329
  • Oshawa: 1 905 433-6000
  • TTY: 1 800 263-7776




Canada On-Reserve Loan Insurance Program
This program provides insurance on loans granted by approved lenders for the purchase, construction, renovation or refinancing of single-family homes or multiple rental housing on reserves.

Contact Information




Canada Residential Rehabilitation Assistance Program (RRAP) On-Reserve
This program provides funding to First Nation councils and members so that they can repair on-reserve housing that does not meet minimum federal health and safety standards, or make homes accessible to persons with disabilities.

Contact Information



Related Links

Canada Canada Mortgage and Housing Corporation (CMHC)
Canada Bank of Canada
Ontario Ontario Home Ownership Savings Plan (OHOSP)

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Canada Benefits strives to list all government benefits and services (see About Us). However, we cannot guarantee that our listings are 100% complete.

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Last updated: 2007-11-21 Important Notices