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| > > Becoming a Parent |
Active Member - Becoming a Parent
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 Printable Version
Congratulations on becoming a parent! Whether through the birth or adoption of a child, the following information is intended to outline the programs, policies and plans under which you and your family may be covered.
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You may want to know... |
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Is your child covered under your insurance benefits plans?
What types of protection does your pension plan offer for your children?
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Is your child covered under your insurance benefits plans?
Yes. Your child may be covered under your various insurance benefit plans. To find out
what coverage can be extended to your child, the steps you must follow and the deadlines for enrolling new dependants, refer to the following information:
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The Public Service Health Care Plan (PSHCP) provides optional health
care coverage for members and their eligible dependants. You may apply for coverage for your child or the child of your spouse.
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The Public Service Dental Care Plan (DCP) provides
members and their eligible dependants with coverage for specific dental services and supplies that are not covered under a provincial
health and dental care plan.
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| To be eligible as a dependant child under either of the above plans, the child must be unmarried and dependant on you for support. They must also be either under the age of 21, or under the age of 25 and a full-time student. For more information, consult the
Treasury Board of Canada Secretariat.
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The Public Service Management Insurance Plan (PSMIP) provides group life insurance, accidental death and
dismemberment insurance, dependants' insurance and long-term disability insurance to members.
Members are generally those who are employed in managerial or confidential positions. As a plan member, you can apply for Dependant's Insurance (life and accidental death and dismemberment coverage) for your child or the child of your spouse or common-law partner.
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To be eligible as a dependant child under the PSMIP, the child must be over 14 days of age, unmarried, not employed on a regular, full-time basis and dependant on you for support. They must also be either under the age of 21, or under the age of 25 and a full-time student enrolled in a school or
university. For more information, consult the
Treasury Board of Canada Secretariat.
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What types of protection does your pension plan offer for your children?
In case of your death, your dependant children may be entitled to children's allowances under the Public Service
Pension Plan (PSPP). To be eligible for an allowance, your child must normally be under 18 years of age. However, children between 18 and 25 may receive allowances if they are enrolled in school or another educational institution full-time and have attended
continuously since their 18th birthday or the date of your death, whichever occurred later. The allowance is equal to one tenth of your pension for each child (to a maximum of four tenths). |
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