Alberta Superintendent of Pensions
Welcome to the website of the Office of the Alberta Superintendent of Pensions. The Superintendent’s office primarily governs pension plans that are established and maintained by private sector employers (or groups of employers or unions). This site is intended to provide information for pension plan administrators, members, and service providers. Additionally, this site contains information that will assist financial institutions and clients who offer locked-in products.
See the menu to your left for more information about Pensions, or use the quick links below to access highlighted topics.
Pensions News and E-Update Service
E-Update Service
January 15, 2008
EPPA Update 08-01 - Capital Accumulation Plans (CAP) Guidelines - Survey of Plan Sponsors
January 10, 2008
EPPA Update 07-03 - 50% Unlocking Cheat Sheet updated
January 10, 2008
Annual Statistics Report updated
January 9, 2008
Superintendent's List of Financial Institutions offering locked-in pension products updated
January 2, 2008
Pension Fund Unlocking Application Form and Instructions updated
- Form 51, Application Form to Unlock Pension Funds due to Financial Hardship, and the associated Instructions and Policies document, have been updated.
December 18, 2007
Pension Documents updated
The following documents have been updated:
- Policy Bulletin #11 - Life Income Fund (LIF) – Updated references to 2008 calendar year. LIF withdrawal amounts have NOT changed.
- Policy Bulletin #12 – Locked-in Retirement Fund (LRIF) – Discontinued as LRIF products are no longer provided by the EPPA.
- Policy Bulletin #16 - Plans for Connected Individuals – Updated references to 2008 YMPE.
- Policy Bulletin #20 - Flexible Pension Plans – Changed CCRA reference to CRA.
- Policy Bulletin #24 - Maximum Commutable Amounts – Updated references to 2008 YMPE and corresponding impact on the small amounts limit.
- Policy Bulletin #30 - Defined Contribution Retirement Income Accounts (RIAs) – Updated references to 2008 calendar year. DC RIA withdrawal amounts have NOT changed.
- Policy Bulletin #32 - Unlocking Of Pension Benefits - Summary – Removed all reference to transitional period for OLD LIF and OLD LRIF products.
- Policy Bulletin #34 - 50% Unlocking – Removed all reference to transitional period for OLD LIF and OLD LRIF products.
December 14, 2007
Information Bulletin: Alberta-B.C. pension review panel accepting submissions
Pension Document Updates - December 7, 2007
EPPA Update 07-03 - 50% Unlocking Cheat Sheet and Accessing Pension Funds
EPPA Update 07-03 has been developed in light of a high volume of questions concerning the 50% Unlocking Option. Additionally, Accessing Pension Funds has also been updated to:
- clarify that if that the balance of a locked-in account is a “small amount” after the removal of 50% of the funds, that account can be completely unlocked, and
- reflect the 2008 YMPE changes. (Note: all relevant policy bulletins and other documents / tables which must be altered in light of the upcoming change in the calendar year will be amended by end of the month).
December 5, 2007
Interest Rate Tables updated
Updated Pension Policy Bulletin - November 29, 2007
Pension Policy Bulletin #11, Life Income Fund
EPPA Update - November 28, 2007
EPPA Update 07-02: Employment Pension Plans Regulation amendment - November 2007
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