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Registering for coverage
Frequently asked questions
- How do I register?
- What happens if I don't register?
- Who is covered by my insurance?
- What are the benefits of coverage?
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Do I have to register?
Most employers are required by law to register their business/firm with WorkSafeBC and pay premiums. Registration of employers is legislated by the Workers Compensation Act. But obtaining coverage is more than just a legislated requirement. When you're covered by WorkSafeBC insurance, you're protected against lawsuits from injured workers. If a worker is injured or contracts an occupational disease while on the job during the course of employment, WorkSafeBC covers the worker's medical and wage-loss costs. Workers are automatically protected under the Act and cannot register for WorkSafeBC insurance coverage.Generally, registration is mandatory if you:
- Employ and pay people on a regular, casual or contract basis
- Hire someone to work in or around your home
- Come from another province or country to work in B.C.
- Work as a commercial fisherman
- Work in the trucking industry
To access online registration, the quickest and most efficient way to register, visit Employer Self-Serve Registration.
Optional registration
Registration is optional for some firms or individuals that don't meet the criteria for mandatory registration. These include:- Partners, proprietors and spouses of proprietors, who can apply for Personal Optional Protection
- Individuals or firms that don't need to be registered but opt for voluntary coverage
Not sure if you have to register? Find out who is exempt from registration.