If you’re planning a trip, there are many things you can do to minimize your financial risk. Not all of these ideas are right for every person, or every situation. Use your own judgement to decide what’s best for you.

-When making travel arrangements, consider buying cancellation insurance. Many policies now protect consumers if a carrier goes out of business.

-Paying for your trip by credit card will give you a record of your purchase, and may also make it easier to get a refund if you don’t receive what you paid for.

-Deal with a reputable travel agency that is a member of a provincial travel industry association, such as the Association of Canadian Travel Agents.

-Contact the Better Business Bureau at (902) 422-6581 to determine the complaint handling record of the agency you are considering.

For more information, contact the Canadian Transportation Agency at 1-888-222-2592 or visit their web site, at http://www.cta-otc.gc.ca/index_e.html

The Canadian Transportation Agency is a federal agency that regulates the air transportation industry in Canada. It deals with consumer complaints, monitors air fares, and addresses violations of the Canada Transportation Act.