Household Budget Calculator

Use this calculator to compare your income with your current or planned expenses and debt payments and see what kind of mortgage you can comfortably fit into your budget.

Homeowner Household Budget Calculator

Use this calculator to compare your income with your current or planned expenses and debt payments and see what kind of mortgage you can comfortably fit into your budget.

Calculation Results

Total monthly net income

Total monthly expenses

Balance

Download Excel File

Monthly Net Income*

Your family's monthly total combined take-home pay (after taxes and deductions).

Monthly Expenses

Click on the name of each category of expenses below and enter the monthly amounts for the items that apply to you.

Housing

Mortgage (principal & interest) ($)

Condo Fees ($)

Property taxes ($)

Heating ($)

Electricity ($)

Water ($)

Maintenance/repairs ($)

Communications

Cable/satellite TV ($)

Internet ($)

Home telephone ($)

Mobile device(s) ($)

Other ($)

Household

Groceries ($)

Child/elderly care ($)

Support/alimony ($)

Tuition/school activities ($)

Clothing ($)

Pet care ($)

Other ($)

Entertainment

Dining out ($)

Movies/concerts/sports ($)

News/magazines/books ($)

Hobbies/memberships ($)

Other ($)

Financial

Savings & investments ($)

Loans ($)

Unsecured lines of credit ($)

Secured lines of credit ($)

Credit card payments ($)

Charitable donations ($)

Other ($)

Insurance

Property ($)

Vehicle(s) ($)

Life/disability ($)

Other ($)

Medical/Health

Prescriptions ($)

Dental ($)

Eyewear ($)

Other ($)

Transportation

Vehicle loan/lease payments ($)

Gas ($)

Vehicle maintenance ($)

Parking ($)

Public transit ($)

Other ($)

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Consumers

Household Budget Calculator

Homeowner Household Budget Calculator

Calculation Results

Monthly Net Income*

Monthly Expenses

Housing

Communications

Household

Entertainment

Financial

Insurance

Medical/Health

Transportation

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