Residential Rehabilitation Assistance Program (RRAP) — Conversion (On-Reserve)

The RRAP — Conversion On-Reserve provides assistance to convert non-residential properties into affordable self-contained housing units or bed-units.

Who is Eligible?

Eligible clients are First Nations owning and converting non-residential properties located on-reserve to create affordable accommodation for low-income households.

Eligible properties must be:

  • environmentally safe
  • feasibly converted to residential accommodation
  • viable based on agreed post-conversion rents.

What Assistance is Available?

The assistance is a fully forgivable loan, which does not have to be repaid provided the owner meets certain conditions. The maximum loan available varies with the type of units being created, and area of the country, as follows:

  Maximum Loan
(per unit)
Maximum Loan
(per bed-unit)
Zone 1: Southern areas of Canada $24,000 $16,000
Zone 2: Northern areas $28,000 $19,000*
Zone 3: Far northern areas $36,000 $24,000*

* A 25 percent supplement in assistance is available in remote areas. Only work related to the conversion and rehabilitation of non-residential properties to create residential units and bed-units is eligible.

IMPORTANT: Work carried out before the loan is approved in writing is not eligible for funding under this program.

Where Can I get More Information?

Contact your Band Council;

Contact your local CMHC office.

Other CMHC programs are available on-reserve to assist with repairs to substandard housing, accessibility modifications and adaptations for persons with disabilities and seniors.

Information on affordable housing programs available off-reserve in each province and territory is provided under links to Affordable Housing Programs Across Canada.

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