Residential Rehabilitation Assistance Program for Persons with Disabilities (RRAP-D) (On-Reserve)

The RRAP for Persons with Disabilities On-Reserve offers financial assistance to First Nations and First Nation members to undertake accessibility work to modify dwellings occupied or intended for occupancy by low-income persons with disabilities.

Who is Eligible?

First Nations or individual First Nation members that require repairs to their homes may be eligible to apply. The total household income must be at or below the established income threshold for their area and the property must meet minimum health and safety standards.

What Assistance is Available?

Assistance is in the form of a forgivable loan.

Assistance is provided for one hundred per cent (100%) of the total cost of the modifications up to the maximum loan amount for the area. Occupants must continue to occupy the home for the term of the loan.

Loan Assistance available according to geographic location

  Maximum
 total loan
Zone 1: Southern Areas of Canada $16,000
Zone 2: Northern Areas of Canada $19,000*
Zone 3: NWT, Yukon, Labrador and Northern Quebec $24,000*

*For remote areas the maximum total loan may be increased by an additional 25 percent.

IMPORTANT: Work carried out before the loan is approved in writing is not eligible for funding under this program.

Where Can I get More Information?

Contact your Band Council;

Contact your local CMHC office.

Other CMHC programs are available on-reserve to assist with repairs to substandard housing, accessibility modifications and adaptations for persons with disabilities and seniors.

Information on affordable housing programs available off-reserve in each province and territory is provided under links to Affordable Housing Programs Across Canada.

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