Tax Free Savings Account (TFSA) rates

CIBC current prime rate RDS%rate[1].PRIME.rate(null,null,null,null)(#O2#)% as of RDS%SYSTEM_DATE(#M# #d#, #Y#)%

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CIBC TFSA Tax Advantage Savings Account^®Earn competitive, guaranteed interest on your deposits right away.

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Rates as of RDS%SYSTEM_DATE(#M# #d#, #Y#)%

CIBC TFSA Tax Advantage Savings Account ^®,1 Show or hide

Get an account that offers daily interest tax free.

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Balance	Rate
Up to $4,999.99	RDS%rate[4].TASATF.Published(null,0.0_up to_4999.99_CAD_Balance,1,1)(#O3#)%
$5,000 to $24,999.99	RDS %rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Balance,1,1)(#O3#)%
$25,000 to $49,999.99	RDS %rate[4].TASATF.Published(null,25000.0_-_49999.99_CAD_Balance,1,1)(#O3#)%
$50,000 to $99,999.99	RDS %rate[4].TASATF.Published(null,50000.0_-_99999.99_CAD_Balance,1,1)(#O3#)%
$100,000 to $249,999.99	RDS%rate[4].TASATF.Published(null,100000.0_-_249999.99_CAD_Balance,1,1)(#O3#)%
$250,000 and over	RDS%rate[4].TASATF.Published(null,250000.0_and over_0.0_CAD_Balance,1,1)(#O3#)%

CIBC Bonus Rate TFSA GIC ² Show or hide

The CIBC Bonus Rate TFSA GIC offers interest at a premium rate on selected terms and guarantees your principal.

Learn moreLearn more about the CIBC Bonus Rate T F S A, G I C

Term	Rate
1 year	RDS%rate[4].BBGICTF.rate(1_null_null_Year_T,null,1,1)(#O3#)%
2 year	RDS%rate[4].BBGICTF.rate(2_null_null_Year_T,null,1,1)(#O3#)%
3 year	RDS%rate[4].BBGICTF.rate(3_null_null_Year_T,null,1,1)(#O3#)%
4 year	RDS%rate[4].BBGICTF.rate(4_null_null_Year_T,null,1,1)(#O3#)%
5 year	RDS%rate[4].BBGICTF.rate(5_null_null_Year_T,null,1,1)(#O3#)%

CIBC Escalating Rate TFSA GIC™ (3 year) ² Show or hide

The CIBC Escalating Rate TFSA GIC offers guaranteed premium returns and interest rates that increase each year.

Learn moreLearn more about the 3 year CIBC Escalating Rate T F S A, G I C

Investment Amount	Year 1	Year 2	Year 3	Effective Yield
$500 to $999,999	RDS%rate[4].3NESCTF.rate(1_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3NESCTF.rate(2_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3NESCTF.rate(3_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3NESCTF.rate(null,500.0_-_999999.99_CAD_Balance,11,1)(#R#)%

CIBC Escalating Rate TFSA GIC™ (5 year) ² Show or hide

The CIBC Escalating Rate TFSA GIC offers guaranteed premium returns and interest rates that increase each year.

Learn moreLearn more about the 5 year CIBC Escalating Rate T F S A, G I C

Investment Amount	Year 1	Year 2	Year 3	Year 4	Year 5	Effective Yield
$500 to $999,999	RDS%rate[4].5NESCTF.rate(1_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5NESCTF.rate(2_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5NESCTF.rate(3_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5NESCTF.rate(4_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5NESCTF.rate(5_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5NESCTF.rate(null,500.0_-_999999.99_CAD_Balance,11,1)(#R#)%

CIBC Cashable Escalating Rate TFSA GIC™ (3 year) ² Show or hide

The CIBC Cashable Escalating Rate TFSA GIC offers guaranteed premium returns, interest rates that increase each year, and access to your money on each anniversary date or up to 7 days after.

Learn moreLearn more about the 3 year CIBC Cashable Escalating Rate T F S A, G I C

Investment Amount	Year 1	Year 2	Year 3	Effective Yield
$500 to $999,999	RDS%rate[4].3RESCTF.rate(1_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3RESCTF.rate(2_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3RESCTF.rate(3_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3RESCTF.rate(null,500.0_-_999999.99_CAD_Balance,11,1)(#R#)%

CIBC Cashable Escalating Rate TFSA GIC™ (5 year) ² Show or hide

The CIBC Cashable Escalating Rate TFSA GIC offers guaranteed premium returns, interest rates that increase each year, and access to your money on each anniversary date or up to 7 days after.

Learn moreLearn more about the 5 year CIBC Cashable Escalating Rate T F S A, G I C

Investment Amount	Year 1	Year 2	Year 3	Year 4	Year 5	Effective Yield
$500 to $999,999	RDS%rate[4].5RESCTF.rate(1_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5RESCTF.rate(2_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5RESCTF.rate(3_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5RESCTF.rate(4_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5RESCTF.rate(5_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5RESCTF.Published(null,500.0_-_999999.99_CAD_Balance,11,1)(#O4#)%

CIBC Flexible TFSA GIC™ ² Show or hide

The CIBC Flexible TFSA GIC guarantees your principal and interest, while giving you the option to cash out early, after 30 days, to change CIBC investment options without penalty.

Learn moreLearn more about the CIBC Flexible T F S A, G I C

Term Rate

1 year RDS%rate[4].FLEXITF.rate(1_null_null_Year_T,null,1,1)(#O3#)%

Term	Rate
1 year	RDS%rate[4].FLEXITF.rate(1_null_null_Year_T,null,1,1)(#O3#)%

CIBC TFSA GIC (Non-Redeemable) ² Show or hide

The CIBC TFSA GIC (Non-Redeemable) provides security of guaranteed interest, plus full protection of your principal.

Learn moreLearn more about the CIBC Non-Redeemable T F S A, G I C

Term	Rate
2 to 4 months	RDS%rate[4].NCGICTF.rate(2_-_4_Months_D,null,1,1)(#O3#)%
5 to 8 months	RDS%rate[4].NCGICTF.rate(5_-_8_Months_D,null,1,1)(#O3#)%
9 to 10 months	RDS%rate[4].NCGICTF.rate(9_-_10_Months_D,null,1,1)(#O3#)%
11 to 13 months	RDS%rate[4].NCGICTF.rate(11_-_13_Months_D,null,1,1)(#O3#)%
14 to 17 months	RDS%rate[4].NCGICTF.rate(14_-_17_Months_D,null,1,1)(#O3#)%
18 to 22 months	RDS%rate[4].NCGICTF.rate(18_-_22_Months_D,null,1,1)(#O3#)%
23 to 25 months	RDS%rate[4].NCGICTF.rate(23_-_25_Months_D,null,1,1)(#O3#)%
26 to 29 months	RDS%rate[4].NCGICTF.rate(26_-_29_Months_D,null,1,1)(#O3#)%
30 to 34 months	RDS%rate[4].NCGICTF.rate(30_-_34_Months_D,null,1,1)(#O3#)%
36 to 46 months	RDS%rate[4].NCGICTF.rate(36_-_46_Months_D,null,1,1)(#O3#)%
47 to 49 months	RDS%rate[4].NCGICTF.rate(47_-_49_Months_D,null,1,1)(#O3#)%
50 to 58 months	RDS%rate[4].NCGICTF.rate(50_-_58_Months_D,null,1,1)(#O3#)%
60 months	RDS%rate[4].NCGICTF.rate(60_-_60_Months_D,null,1,1)(#O3#)%

CIBC TFSA GIC (Redeemable) ² Show or hide

The CIBC TFSA GIC (Redeemable) guarantees your principal and interest, while giving you the option to cash out at any time, at specified early redemption rates.

Learn moreLearn more about the CIBC Redeemable T F S A, G I C

Term	Rate
9 to 10 months	RDS%rate[4].RCGICTF.rate(9_-_10_Months_D,null,1,1)(#O3#)%
11 to 13 months	RDS%rate[4].RCGICTF.rate(11_-_13_Months_D,null,1,1)(#O3#)%
14 to 17 months	RDS%rate[4].RCGICTF.rate(14_-_17_Months_D,null,1,1)(#O3#)%
18 to 22 months	RDS%rate[4].RCGICTF.rate(18_-_22_Months_D,null,1,1)(#O3#)%
23 to 29 months	RDS%rate[4].RCGICTF.rate(23_-_29_Months_D,null,1,1)(#O3#)%
30 to 34 months	RDS%rate[4].RCGICTF.rate(30_-_34_Months_D,null,1,1)(#O3#)%
35 to 36 months	RDS%rate[4].RCGICTF.rate(35_-_36_Months_D,null,1,1)(#O3#)%

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¹ Interest is calculated on the full daily closing balance and is paid monthly. Interest is paid on the entire balance at the rate for the tier in which the total daily closing balance falls. The interest rates quoted are annual rates. Interest Rates may change at any time without prior notice.

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