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Get discounts if you are a temporary resident in Canada on a valid work permit¹
Unlimited transactions and no monthly fee for one year with a CIBC Smart™Account

Apply now

Apply online, find a branch, or call 1-866-525-8622

Banking Offers for Foreign Workers

Benefits

Make your life in Canada a little easier

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As a temporary resident working in Canada you'll get:

CIBC Smart for Foreign Workers (a CIBC Smart Account with special discounts for temporary residents working in Canada)
A bank account with unlimited transactions and pay no monthly fee for one year²
Unlimited Interac e-Transfer^® service
Free paperless record keeping³

Plus, enjoy the convenience of the CIBC Advantage Debit Card^®

Get 24-hour access to your account through CIBC branches, bank machines, telephone banking, online banking and mobile banking
Shop in Canada using Interac^® Debit
Shop at stores in the U.S. and internationally where Visa is accepted
Shop online, over the phone or by mail at participating retailers where Visa and Visa Debit are accepted

Why CIBC

Better ways to bank with CIBC

Convenient

Bank when you like – we’re open longer at many of our 1,100+ banking centres.

Accessible

One of the largest bank machine networks in Canada for quick and easy access to your cash.

Innovative

Bank on the go, with award-winning mobile and online banking.

Total Solutions

Get all the banking you need with the Welcome to Canada Package

Your life in Canada – what you need to know

Moving to a new country can be challenging. Whether you're already in Canada or making plans from overseas, CIBC is here to help.

Get advice on starting your new life in CanadaOpens a new window in your browser

Choosing the right bank account

To get established in Canada and start building your financial future, you'll need a bank account.

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Get started

Call us: 1-866-525-8622

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¹ These offers may be changed or withdrawn at any time. Unless otherwise specified, special offers are limited to one per person. Offers apply to newly-issued products only. To be eligible to receive these offers, the customer must present a valid Canadian Work Permit 12 months or greater and request the CIBC Offer for Foreign Workers when applying for a product. Other conditions apply.

² Offer available on new CIBC Smart Accounts only. A transaction includes cheques, withdrawals, transfers, pre-authorized payments, bill payments (including CIBC Credit Cards and CIBC Personal Lines of Credit) and debit purchases. For CIBC eAdvantage Savings Accounts, a transaction does not include transfers to your other CIBC bank account(s) using the transfer function on CIBC Online Banking, CIBC Mobile Banking, CIBC Telephone Banking and at CIBC ATMs. For all accounts, transfers to CIBC-branded loans (excluding CIBC Personal Lines of Credit), mortgages and investments (registered and non-registered) are free. Other fees (in addition to any transaction fee) include: withdrawals from non-CIBC bank machines, Interac e-Transfer transactions (the Interac e-Transfer fee is waived for CIBC Smart Accounts, CIBC PremierService Accounts and for clients who are enrolled in CIBC Advantage for Youth, CIBC Smart for Students, CIBC Smart for Seniors (on the CIBC Smart Account) and CIBC Advantage for Students (on the CIBC Everyday Chequing Account) and transactions in foreign currency (including cheques written in currencies other than the account currency).

³ "Paperless" record keeping is a paper-free alternative to statements and bankbooks. This option enables customers to track account activity online or by phone or CIBC bank machine. Please note, no printed statements will be sent to customers selecting this option. Customers must review their account transactions through CIBC Online or Mobile Banking, CIBC Telephone Banking or CIBC bank machines at least once every 30 days and examine all entries and balances at that time. If there are any errors, omissions or irregularities, customers must notify CIBC in writing within 60 days after the date on which the entry was, or should have been, posted to the account.

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