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Enjoy Smart for Seniors with any of these accounts:
The perfect account for your everyday banking needs.
Open a CIBC Smart™ Account
$4.95 monthly fee discount
Free bank drafts and money orders
Interest
N/A
Transactions
With the monthly fee discount pay no monthly fee for up to 12 transactions, $1.25 for each additional transaction over 12, to no more than a $10.00 capped monthly fee for unlimited transactions
Sending money through Interac e-Transfer®
Free
Receiving money through Interac e-Transfer
Free
Non-CIBC bank machine withdrawal2
$2.00 each
Account inquiries
Free
Get your savings started with competitive interest.
No monthly fee
Two free transactions1 per month
Free bank drafts and money orders
Interest
RDS%rate[3].CBPGA.Published(null,0.0_and over_0.0_CAD_Balance,1,1)(#O2#)%
All ratesfor bank accounts
Monthly fees
None
Transactions
Two free transactions per month
$1.50 for each additional transaction
Sending money through Interac e-Transfer
$1.50 each plus transaction fee, if applicable
Receiving money through Interac e-Transfer
Free
Non-CIBC bank machine withdrawal2
$2.00 each
plus transaction fee if applicable
Account inquiries
Free
The ideal account for your US dollar transactions.
No monthly fee
Two free transactions1 per month
Free bank drafts and money orders
Interest
Up to RDS%rate[3].CUPA.rate(null,25000.0_-_59999.99_CAD_Balance,1,2)(#O2#)%
All ratesfor bank accounts
Monthly fees
None
Transactions
Two free transactions
per month. $0.75 US for each additional transaction
Sending money through Interac e-Transfer
N/A
Receiving money through Interac e-Transfer
N/A
Non-CIBC bank machine withdrawal2
N/A
Account inquiries
Free
The following benefits are also available for Smart for Seniors:
But that's not all. You'll also get:
A discount on a safety deposit box
Enjoy $5 off annual rental charge for a safety deposit box (any size, subject to availability).
Paperless record-keeping3
Less paper, less waste. Easily track your records online, free for each of your accounts.
The CIBC Advantage Debit Card®
Enjoy the convenience of the CIBC Advantage Debit Card. Get 24-hour access to your account through CIBC branches, bank machines, telephone banking, online banking and mobile banking.
Better ways to bank with CIBC
Convenient
Bank when you like - we're open longer at many of our 1,100+ banking centres
Accessible
One of the largest bank machine networks in Canada for quick and easy access to your cash
Total solutions
Reduce your fees and make the most of your accounts with CIBC Banking Bundles4