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I have a CIBC bank account
Not a CIBC client yet?
What makes this GIC different?
The interest rate is fixed, adding security and predictability to your portfolio.
This GIC is for you if you:
- Are saving for something longer term like a future down payment on a home or retirement
- Want to earn a guaranteed interest rate
- Know you won’t need the money for a specific period of time
When can I access my money?
- You can access your money at maturity only. If you need the money before the GIC matures, consider a CIBC Variable Rate GIC
When is interest paid?
- Simple interest is paid monthly, semi-annually or annually
- Compound interest is calculated annually and paid at maturity
What else should I know?
- It’s non-registered and non-redeemable before maturity
- The minimum contribution is $1,000
- It’s available to CIBC clients only
- Principal and interest are automatically renewed at maturity into a Long-Term GIC with the same term
Think you might need access to funds within a year?
Consider the CIBC Variable Rate GIC
Want the benefit of investing in the markets, but none of the risk of losing your principle investment?
Consider CIBC Market Linked GICs
Term
$1,000 – $4,999
$5,000 – $999,999
12 months
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RDS%rate[4].BBGIC.Published(12_null_null_Months_T,5000.0_-_999999.99_CAD_Balance,1,1)(#O3#)%*
18 months
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30 months
RDS%rate[4].BBGIC.Published(30_null_null_Months_T,1000.0_-_4999.99_CAD_Balance,1,1)(#O3#)%*
RDS%rate[4].BBGIC.Published(30_null_null_Months_T,5000.0_-_999999.99_CAD_Balance,1,1)(#O3#)%*
60 months
RDS%rate[4].BBGIC.Published(60_null_null_Months_T,1000.0_-_4999.99_CAD_Balance,1,1)(#O3#)%*
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