CIBC Securities Inc. is a wholly-owned subsidiary of Canadian Imperial Bank of Commerce (CIBC) and is the principal distributor of the CIBC Mutual Funds and the CIBC Family of Managed Portfolios. The CIBC Family of Managed Portfolios consists of CIBC Managed Portfolios and CIBC U.S. Dollar Managed Portfolios, which are mutual funds that invest primarily in CIBC Mutual Funds. CIBC Managed Portfolio Services is a service that helps you select an appropriate, professionally built CIBC Managed Portfolio or CIBC U.S. Dollar Managed Portfolio. CIBC Personal Portfolio Services is a discretionary investment management service provided by CIBC Trust Corporation and distributed by CIBC Securities Inc. and CIBC Investor Services Inc., each wholly-owned subsidiaries of CIBC, to individuals with household investable assets greater than $100,000. A CIBC Personal Portfolio Services account includes units of various mutual funds offered under the Imperial Pools’ simplified prospectus or CIBC Index Mutual Funds offered under the CIBC Mutual Funds and CIBC Family of Managed Portfolios simplified prospectus. CIBC Asset Management, the asset management division of CIBC, is responsible for mutual funds and managed portfolio solutions including CIBC Personal Portfolio Service. Axiom Portfolios are offered by CIBC Asset Management Inc.
This information is provided for informational purposes only and is not intended to provide specific financial, investment, tax, legal or accounting advice for you, and should not be relied upon in that regard or be considered predictive of any future market performance. Any information or discussion about the current characteristics of this fund or how the portfolio manager is managing the fund that is supplementary to information in the prospectus is not a discussion about material investment objectives or strategies, but solely a discussion of the current characteristics or manner of fulfilling the investment objectives and strategies, and is subject to change without notice. You should not act or rely on the information without seeking the advice of a professional. The information contained in this document has been obtained from sources believed to be reliable and is believed to be accurate at the time of publishing, but we do not represent that it is accurate or complete and it should not be relied upon as such. All opinions and estimates expressed in this document are as of the date of publication unless otherwise indicated, and are subject to change.
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the CIBC Mutual Funds, the CIBC Family of Managed Portfolios, the Imperial Pools and the Axiom Portfolios simplified prospectuses before investing. To obtain a copy, call CIBC Securities Inc. at 1-800-465-3863 or ask your mutual fund representative. The indicated rates of return are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns. For money market funds, the performance data assumes reinvestment of distributions only and does not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns. Mutual Fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the funds will be able to maintain their net asset value per unit at a constant amount or that the full amount of your investment in a fund will be returned to you. Mutual funds are not guaranteed, their values change frequently. Past performance may not be repeated.
You can hold units of any fund or portfolio available for purchase in U.S. dollars in non-registered accounts with CIBC Securities Inc. Certain funds and portfolios available for purchase in U.S. dollars can be held in some registered plans offered by CIBC Securities Inc. You can hold units of CIBC U.S. Dollar Money Market Fund in an RRSP or a TFSA with CIBC Securities Inc. You can hold units of the U.S. Dollar Managed Portfolios and other funds available for purchase in U.S. dollars in a TFSA with CIBC Securities Inc. You cannot hold units of any other funds available for purchase in U.S. dollars in other registered plans with CIBC Securities Inc. Other dealers may allow you to hold units of these funds in their registered accounts.
CIBC Mutual Funds and CIBC Family of Managed Portfolios are available across Canada. The information contained on this site does not constitute an offer or solicitation to buy or sell any investment fund, security or other product, service or information to any resident of the U.S. or the U.K. or to anyone in any jurisdiction in which an offer or solicitation is not authorized or cannot legally be made or to any person to whom it is unlawful to make an offer or solicitation.
CIBC representatives offering mutual funds in Quebec are "Mutual Fund Representatives" of CIBC Securities Inc.
® The CIBC logo, CIBC Managed Portfolio Services, CIBC Personal Portfolio Services and CIBC Asset Management are registered trademarks of Canadian Imperial Bank of Commerce™. The CIBC tagline ‘Banking that fits your life’ is a trademark of Canadian Imperial Bank of Commerce. ® Axiom Portfolios is a registered trademark of CIBC Asset Management Inc.
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