Legal

Bank accounts

Personal Account Agreement (PDF, 530 KB) 

Convenience and security for your everyday banking: contains the CIBC Cardholder Banking Service Agreement (PDF, 1.3 MB) 

CDIC Abbreviated Brochure (PDF, 490 KB) 

 

CIBC Cardholder Banking Service Agreement

Review Agreement (applies to CIBC Debit Cards which are Interac Flash® enabled or issued on or after November 17, 2014)Opens a new window in your browser

Review Agreement (applies to CIBC Debit Cards issued before November 17, 2014)Opens a new window in your browser

Consent to Electronic Delivery of Documents (Bank Accounts) for consents entered into since May 2016 (PDF, 150 KB)

Consent to Electronic Delivery of Documents (Bank Accounts) for consents entered into before May 2016 (PDF, 65 KB)Opens a new window in your browser.

Interest Rates on Personal Bank AccountsOpens a new window in your browser.

Personal Account Service Fees (PDF, 510 KB)Opens a new window in your browser.

 

CIBC Overdraft Protection Service

CIBC Overdraft Protection Service Addendum (PDF, 30 KB)Opens a new window in your browser.

Credit cards

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 55 KB)Opens a new window in your browser.

Consent to Electronic Delivery of Documents (Credit Cards) for consents entered into since May 2016 (PDF, 130 KB)

Consent to Electronic Delivery of Documents (Credit Cards) for consents entered into before May 2016 (PDF, 55 KB)

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 100 KB)Opens a new window in your browser.

 

Investments

CIBC Foreign Cash and Precious Metals Delivery Agreement™ (PDF, 295 KB)Opens a new window in your browser.

Privacy Consent and more Legal

Privacy Consent including Personal Information Sharing for CIBC Tim Hortons Double Double Visa and Aeroplan Visa Cards (PDF, 25 KB)Opens a new window in your browser.

Privacy and SecurityOpens a new window in your browser.

CIBC Privacy PolicyOpens a new window in your browser.

CIBC Electronic Access Agreement
Opens a new window in your browser.The Electronic Access Agreement governs your use of CIBC Online Banking and CIBC Wealth Management online accounts.

Our Service Commitment to YouOpens a new window in your browser.

Website Terms of UseOpens a new window in your browser.

TrademarksOpens a new window in your browser.

Legal Demands, Family Support Orders and Provisions and Canada Revenue Agency DemandsOpens a new window in your browser.

Relationships with Related and Connected Issuers Disclosure (PDF, 45 KB)

Secure Email Terms and ConditionsOpens a new window in your browser.

UK Tax Risk Management Strategy (PDF, 170 KB)